This segment was broadcast on 12 November 2015. Some information may be out of date.

Two issues

Is home ownership the only way to go?
And ethical investing

Firstly, a bit more on children and KiwiSaver. Put in $1000 yourself, or don’t sign them up!

  1. Is home ownership the only way to go?
  • You can instead save lots to cover accommodation in retirement
  • Home ownership is declining
  • Owning vs renting — Pros and cons of each option
  1. Ethical investing
  • What is it?
  • Possible problems
  • Are returns higher or lower?

No paywalls or ads — just generous people like you. All Kiwis deserve accurate, unbiased financial guidance. So let’s keep it free. Can you help? Every bit makes a difference.

Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.