RNZ Radio

RNZ Radio 11 May 2017

May 11, 2017
RNZ Radio

Investment risks — Part 2: Too complicated, too much borrowing, not diversifying… In a four-part series, Mary talks about the risks described in the newly updated “Upside, Downside — a guide to risk for savers and investors”. (Download it here) In this session: Investing in something you don’t fully understand; Investing in companies that get into trouble; Overdoing borrowing; Investing in too few different types of assets; Failing to diversify within each type of asset; Failing to diversify over time; Putting short-term money in volatile investments.

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RNZ Radio 27 April 2017

April 27, 2017
RNZ Radio

Investment risks — Part 1. In a four-part series, Mary talks about the risks described in the newly updated booklet she wrote for the Reserve Bank, “Upside, Downside — a guide to risk for savers and investors”. You can download it here. In this session: The one high-return, low-risk ‘investment’; Risk is not a dirty word.

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RNZ Radio 13 April 2017

April 13, 2017
RNZ Radio

Why investing offshore is wise rather than risky: Applies to KiwiSaver and other investments; Much better diversification; Foreign exchange adds risk; Or does it?

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RNZ Radio 30 March 2017

March 30, 2017
RNZ Radio

Gender and Investing: How gender affects goal setting; Are men or women more likely to take risks?; Are women or men more likely to trade frequently?; Which gender is scammed more?; As a result…; Messages for each gender.

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RNZ Radio 16 March 2017

March 16, 2017
RNZ Radio

Bonds — Most of us are in them. How safe are they?: What are bonds?; A key investment in many KiwiSaver funds; A worried listener’s letter; Two types of risk — and how to cope with them. For a brief explanation of credit ratings: tinyurl.com/CreditNZ.

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RNZ Radio 2 March 2017

March 2, 2017
RNZ Radio

What savers and investors are entitled to. In your dealings with KiwiSaver providers, financial advisers, banks, peer-to-peer lenders, equity crowdfunding platforms and others providing financial services, the Financial Markets Authority says you are entitled to: Competence; To be treated fairly and honestly; To be informed; To know how much you are paying; To have your problems and complaints dealt with properly. What does this amount to? For more info see tinyurl.com/NZentitlements.

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RNZ Radio 16 February 2017

February 16, 2017
RNZ Radio

KiwiSaver — heading into retirement and after you retire: What happens at retirement; 60–64 and not in KiwiSaver? Join!; What type of KiwiSaver fund?; Is a listener’s plan good?

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RNZ Radio 2 February 2017

February 2, 2017
RNZ Radio

Is it wise to borrow to make a property or share investment?: What is leverage — a.k.a. gearing — and how does it work?; Pros and cons of using it; Why it’s wise to pay down your mortgage.

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RNZ Radio 22 December 2016

December 22, 2016
RNZ Radio

KiwiSaver: Why some people aren’t in it (Part 3), and listeners’ questions about the scheme: Final reasons for not taking part in KiwiSaver; Conclusion — what are valid reasons?; Best way to contribute to KiwiSaver; Suggested changes to contributions holidays; Other listener questions about KiwiSaver.

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RNZ Radio 8 December 2016

December 8, 2016
RNZ Radio

Why some people are still not in KiwiSaver, or are on a contributions holiday — Part 2: A couple of pretty good reasons; Reasons that have some merit; Other.

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