Which type of mortgage?

  • Fixed or floating?
  • Short term or long term?
  • A listener’s letter about paying extra off a fixed mortgage
  • Variations: Revolving, redrawable or offset?
  • Using a mortgage adviser

Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.