Tag: Term deposits | Page 12

NZ Herald 4 April 2020

April 4, 2020

Q&As:
– Daughter, 21, puts her Mum right on switching KiwiSaver funds
– Son seeks research on trading versus buying and holding shares, to convince Dad
– Got your visa? Get into KiwiSaver
– Don’t wait until markets recover
– Is it wise to take a “mortgage holiday”?
– Are different bank accounts treated differently if “haircut” happens?
– Should retiree try his luck again on timing the market?
– 20-year-old should get into share market cautiously
– Moving to higher risk is a good move

Money Talk March 2020

March 27, 2020

Money Talk column

Paying off your mortgage allows you to get stuck into some serious saving

You’ve paid off your mortgage. Yay! But what now?

Money Talk February 2020

February 28, 2020

Money Talk column

Bank term deposits might not earn much, but sometimes they’re the best option

They’re boring and they pay low interest. But bank term deposits are probably the best place to park money for a few months — or even a year or so. Anywhere else could be too risky…

NZ Herald 2 November 2019

November 2, 2019

NZ Herald Q&A Column

WOMEN AND MONEY

Q&As:
– A new kitchen might be best use of $15,000 no longer needed
– What can 66-year-old do to improve her situation? Maybe work longer
– How to find a suitable managed fund
– When lending to family, have a way to get your money out

NZ Herald 19 October 2019

October 19, 2019

NZ Herald Q&A Column

Q&As:
– Couple should make children their priority while the kids are young
– KiwiSaver gives children a good start, despite the lack of incentives
– Don’t blame bank for getting son’s KiwiSaver tax rate wrong
– Expanding the “cut back on gifts” idea to birthdays, Christmas and Mother’s Day
– Inflation tougher on superannuitants, but reader still has options
Plus:
– I’m doing two talks in Tauranga on November 3

NZ Herald 12 October 2019

October 12, 2019

NZ Herald Q&A Column

Q&As:
– Low interest not as bad as it seems — when we check out inflation
– Ideas for retiree struggling because of low interest
– Should retirement savings go into high-earning KiwiSaver fund?
– Apartment ownership not worry-free
– My tax gripe shot down

NZ Herald 15 June 2019

June 15, 2019

NZ Herald Q&A Column

Q&As: Caravan couple’s plans for their savings seem too risky; How to find a cash fund — an accessible alternative to a term deposit; Why international investing is not as complicated or risky as reader thinks; Minimum KiwiSaver contributions for non-earners hoping to get first home grant. Plus: How would you improve KiwiSaver?; 2 reminders about KiwiSaver.

NZ Herald 8 June 2019

June 8, 2019

NZ Herald Q&A Column

Q&As: How 71-year-old renter could use her savings to supplement NZ Super; Reader dislikes ‘free government money’ and KiwiSaver hardship withdrawals; Nobody can predict the share market, so don’t try to time it; Info on KiwiSaver returns is available, but not a lot of use.

RNZ Radio 30 May 2019

May 30, 2019

RNZ Radio

Understanding risk and return: A survey suggests New Zealanders don’t get it; What investments give the highest returns?; What do we mean by risk?; Who should take investment risk?