Emergency — or rainy day — money
- But first — win a copy of Mary’s new book!
- Make emergency money your second to top priority
- When things go wrong…
- How much do you need?
- How to set up saving for this
- Where to keep the money
- Use your mortgage?
- Charity fund?
- If you use the money, top up again!
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Mary Holm, ONZM, is a freelance journalist, a seminar presenter and a bestselling author on personal finance. She is a director of Financial Services Complaints Ltd (FSCL) and a former director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it. Send questions to [email protected] or click here. Letters should not exceed 200 words. We won’t publish your name. Please provide a (preferably daytime) phone number. Unfortunately, Mary cannot answer all questions, correspond directly with readers, or give financial advice.