Q&As:
– Avoid having both investments and debt…
– …and therefore skip the mortgage
– One way to solve NZ Super problem?
– “Vehement disagreement” over means testing NZ Super
– NZ on world stage over Super
– Overseas pensions confiscated?
Laddering — best way to invest bank term deposits. Can also ladder mortgages.
– Advantages: Often better interest rate. Frequent access. You won’t get it wrong with all your money!
– How to set up laddering.
– Ladder your mortgage.
– Also — bargain with your bank.
Q&As:
– Lesson from a 120-year-old!
– Where to invest term deposit money
– When is it best to move money overseas?
– Take out more in retirement?
– KiwiSaver when you turn 65
Q&As:
– How to help student financially — and KiwiSaver tip for parents of teens
– Reader caught in scam impersonating me
– Bitcoin plunge a warning for all investors — like tulip mania
– Where to invest proceeds from selling rental
Q&As:
– Note to readers: fortnightly column
– Couple in 70s should sell 1 of 2 rentals and relax
– How to invest savings in retirement …
– … and for other goals such as uni
– The power of reinvesting dividends — and when not to
– What if KiwiSaver access age rises?
Q&As:
– Is it time to move out of growth funds?
– Bank KiwiSaver funds not in compensation scheme
– Gold v shares? What about costs?
– Preference shares not an alternative for term deposits
Q&As:
– How gold compares with shares over the short and long term
– Property fund wrong for 92-year-old
– Is this a good time to reduce KiwiSaver risk?
– Cash fund? Term deposits? A bit of both
– Reader unfair about last week’s Q&A
Q&As:
– Splurging in retirement not so bad
– Government’s unrealistic expectations on KiwiSaver
– Index funds are not for the short term
– 2 Q&As on cash fund investments and risk
Q&As:
– Reader gets no gain from being in KiwiSaver
– 2 Q&As about last week’s retired couple planning to sell their home and rent
– Who offers “build-to-rent” properties?
– Reader challenges 4.6% on a term deposit
Q&As:
– Retirees plan to sell home, rent, and have fun
– How compensation works if finance company fails
– Your KiwiSaver tax rate is checked by Inland Revenue
– Clarification on tax when you rent out your bach