Tag: Investment returns | Page 2

RNZ Radio 25 September 2025

September 25, 2025

Why it’s best to choose low-fee funds over high-performing funds
– But first: 10th anniversary of this segment coming up. Here’s how to win a book!
– Research shows 2024 was a great year for NZ-based world share funds…
– … and NZ share funds did well too
– But was your fund’s performance all that strong? Most funds did worse than the share index.
– Especially true with long-term returns
– Adjustments for survivorship bias — many funds closed down
– Conclusion: Outperformance doesn’t last. Choose low-fee funds.

NZ Herald 13 September 2025

September 13, 2025

NZ Herald Q&A Column

Q&As:
– Where to put proceeds from downsizing house
– Consider non-banks for term deposits — but is it easy?
– 2 Q&As on the best way to do health insurance
– Fairness and KiwiSaver contributions to over-65s
– Employers’ role in KiwiSaver
– … and one former employer’s good approach

NZ Herald 16 August 2025

August 16, 2025

NZ Herald Q&A Column

Q&As:
– A way to build family wealth
– When a couple of percentage points matters
– Don’t drop health insurance …
– … how much in savings do you need if you do?
– When you should and shouldn’t switch risk level
– Timing markets not as easy as it sounds

RNZ Radio 3 July 2025

July 3, 2025

RNZ Radio

Which government has been better for KiwiSavers?
– KiwiSaver at the start
– Bad changes — National-led governments
– Good changes — Labour-led governments
– 2025 Budget changes — winners and losers
Plus:
– Easy way to do hard quiz question

NZ Herald 21 June 2025

June 21, 2025

NZ Herald Q&A Column

Q&As:
– A different investment for retirement
– How costs of care affect retirement savings …
– … And one couple’s experience
Plus:
– The Stock Picking Game

RNZ Radio 5 June 2025

June 5, 2025

RNZ Radio

Test your financial knowledge
– 7 questions to test your financial knowledge
– How to do test at your own pace, and get explanations of the answers

NZ Herald 10 May 2025

May 10, 2025

NZ Herald Q&A Column

Q&As:
– Higher returns but no higher risk?
– When a KiwiSaver fund falters …
– … And what about cyberattacks on funds?
– Why I was negative last week
– Don’t close KiwiSaver account

NZ Herald 19 April 2025

April 19, 2025

NZ Herald Q&A Column

Q&As:
– How to be fair with gifts to children for home purchases
– When share investments might not do well over a decade
– Challenging a family trust distribution
– Why reverse mortgage interest rates are higher
– A mortgage fund versus term deposits
– Winners in book giveaway

NZ Herald 12 April 2025

April 12, 2025

NZ Herald Q&A Column

Q&As:
– He quit KiwiSaver before the downturn, but what now?
– Conservative fund versus term deposits
– Finance company interest rates after Depositor Compensation starts
– Wisdom from her Scottish forebears
– An alternative to reverse mortgages….
– … and the 2 options compared
– WIN A BOOK!

RNZ Radio 13 March 2025

March 13, 2025

RNZ Radio

Keep contributing to KiwiSaver — through thick and thin.
– A listener’s email about children’s KiwiSavers, but it applies to everyone
– Don’t judge performance over short periods
– Stick with growth fund if not spending the money soon
– Contributing in downturns is a plus!
– How to support children and young adults in KiwiSaver
– Answers to listener Qs on KiwiSaver and market volatility