Q&As: Who should add a windfall to KiwiSaver, and who shouldn’t; Reader gets fun out of direct share investment; Was Rabobank included in recent stress tests?; Is there any point in reader continuing pension contributions?; Which KiwiSaver funds are ‘ethical’.
Two issues: Is home ownership the only way to go?; And ethical investing. Firstly, a bit more on children and KiwiSaver. Put in $1000 yourself, or don’t sign them up! 1. Is home ownership the only way to go? — You can instead save lots to cover accommodation in retirement; Home ownership is declining; Owning vs renting — Pros and cons of each option. 2. Ethical investing — What is it?; Possible problems; Are returns higher or lower?
Q&As: Couple gets a second chance for the KiwiSaver first home subsidy; Where to get info on ethical KiwiSaver funds; An ethical KiwiSaver fund with a difference; Thanks to readers throughout the year.
Q&As: New Zealanders are ‘all talk and no action’ on ethical funds; Don’t try to time markets with your KiwiSaver account; Why we need a capital gains tax; Why rental property should be taxed like other businesses; Landlords not necessarily admirable, but…
Q&As: Wisdom for bankrupt couple from one who has been there; How to find ethical funds in the KiwiSaver Fund Finder; Dangerous issue with last week’s picture; Stop tampering with KiwiSaver; Last column of the year and thanks to correspondents.
Prospering from booze, bets, bombs and butts. It won’t be everyone’s cup of tea — or perhaps I should say glass of scotch — but the performance of a US share fund called the Vice Fund suggests that investing in what other people shun can pay off.
Q&As: Some active share funds will do better than passive index funds, but it’s impossible to predict which ones; Don’t go chasing high-performing KiwiSaver funds — here’s how to choose your provider; Another index fund available in New Zealand; Fee-charging advisers don’t gain from putting clients in higher risk investments than they should.
Q&As: Several options for 20-year-old who worries that the state of the world makes KiwiSaver iffy; 5 Q&As about reader who was offered a mortgage deal that was too good to be true.
Q&As: KiwiSaver ethical investments options vary widely; Options for KiwiSavers who have gone overseas; A provider challenges my advice on a family spreading its KiwiSaver accounts around. Plus: Win a book.
Ethical investing likely to catch on here. Ethical investing — which has been increasingly popular in other western countries — is likely to catch on in New Zealand now that KiwiSaver providers have to state in their investment documents whether they offer this option.