NZ Herald 11 March 2017
Q&As: Mum objects to teenager being offered credit card; Newish Code places more responsibility on lenders; Another reader has trouble extending credit card limit; Help for people struggling to pay rates.
Q&As: Mum objects to teenager being offered credit card; Newish Code places more responsibility on lenders; Another reader has trouble extending credit card limit; Help for people struggling to pay rates.
Q&As: Questions to ask before parents lend mortgage money to their children; Determined couple pay down big mortgage fast; Bank’s reluctance to extend credit card limit is surprising; Tax adviser thinks tax should have been mentioned last week.
Q&As: When you can take diversification too far; Where to invest in passive or index funds; Book is older than I thought; 2 letters from immigrants express their appreciation; 15 years later, advice has proved helpful.
Q&As: Should student earn interest while running up student loan?; Freebies for shareholders left some the worse for wear; Deduction of Canadian pension from NZ Super seems fair; Another ethical KiwiSaver fund; Show Me The Money Week about to start.
Q&As: Alternative for daughter trying to escape bad debt — pay up; Is emphasis on total shareholder return justified?; Inflation calculator shows what prices have risen, and what haven’t; Is this reader ready to retire?; Struggling retiree questions wealthier reader’s concerns.
Q&As: 5 steps to get a reader and daughter back on KiwiSaver ladder; Could KiwiSaver fees reduce a low balance to zero?; How to choose a non-KiwiSaver fund.
Q&As: Why daughter’s KiwiSaver account didn’t perform so well; Getting the most out of KiwiSaver for children; KiwiSaver tax credit in the year you turn 65; Another great quote on investing; Pros and cons of family life on a boat.
Q&As: Don’t follow the crowd into property investment; Apply for NZ Super early; 2 readers object to last week’s correspondent’s attitude to mother of 10; An honest assessment of life afloat; One reader sees living on a boat as a retreat; Another points out the fun side; A landlord’s kindness made all the difference.
Getting through Christmas without going broke. Also, the big spender and the big saver. For big savers, Christmas is no problem. But there’s a downside. More later… Turning to the big spenders: What really makes the kids happy?; Ways to cut back gift giving; Tips on shopping wisely; Meaningful Christmas gifts; Spending lots on food and booze. Back to the big savers — a challenge for them (Includes lots of suggestions from listeners).
Two issues: Is home ownership the only way to go?; And ethical investing. Firstly, a bit more on children and KiwiSaver. Put in $1000 yourself, or don’t sign them up! 1. Is home ownership the only way to go? — You can instead save lots to cover accommodation in retirement; Home ownership is declining; Owning vs renting — Pros and cons of each option. 2. Ethical investing — What is it?; Possible problems; Are returns higher or lower?