Q&As: Dad misunderstands how best to contribute to children’s KiwiSaver accounts; KiwiSaver, 24, wonders whether to aim at first home or retirement money; How we blew our chance to adjust taxes for inflation; Further thoughts on inflation and the capital gains tax; Suggestion to ‘Caravan woman’ that she sells at least one rental property.
Q&As: New Smart Investor online tool will give reader info on non-KiwiSaver investments; Past performance can be very misleading; Former rental property fan is now getting out; Couple should consider young children in their investment decision.
What worries you about KiwiSaver: Listeners’ questions. Topics covered include: Understanding the basics; Can the government be trusted?; Are fees ripping off children in KiwiSaver?; Do parents commit their kids to KiwiSaver?; Comparing KiwiSaver and non-KiwiSaver investments.
Q&As: Could the government be making money out of KiwiSaver?; Dad not an idiot for playing safe with kids’ inheritances; Steer clear of this type of KiwiSaver growth fund; Keep hoping for banks to operate 24/7.
Q&As: Locking in KiwiSaver savings might work well; An idea for KiwiSaver with Down Syndrome; Westpac’s computer too clever; KiwiSaver best place to save for grandson; Pensioner helps granddaughter in the here and now.
Q&As: How to save for the kids’ uni costs…; or a newly discovered 13-year-old child…; or the young grandchildren; Keeping the anti-dollar cost averaging police at bay.
Q&As: Small town a good deal for retired couple; Budgeting whizz kid loved story of woman buying a house on $30,000…; …but struggling mother didn’t; Can’t reinvest dividends? Send them to your KiwiSaver account; My recommended real estate commission structure outlined; Reader outdoes agents, selling on her own.
Q&As: Alternative commission gives real estate agents incentive to get you a high price; Yes I was dead serious about telling woman to save less and spend more; Great granddad’s KiwiSaver gift a great idea; Ideas for 16-year-old’s inheritance; Helpful website for tiny house owners and people with land to share.
Apprentices v graduates: The importance of starting to save early — How can 2 conflicting studies both be true?; How much difference 2 years makes to lifetime saving; Applying this to KiwiSaver; Taking inflation into account.
Does Christmas have to be like this?: First — an early thought about a new year’s resolution; Survey findings on Christmas spending; Survey findings on Christmas financial stress; Things to think about this Christmas; Other ways to do it.