Q&As:
– New share investors should skip single shares and use a fund
– Short-term share trading up — but most people don’t win
– Index funds proving themselves in down markets
– How “Preservation Fund” lost money — and is it better than bank term deposit?
– Angry reader wants gold in NZ dollars — but would it boost his case?
– Last week’s gold fan takes another look
– Gold helps with diversification
Q&As:
– 2 readers ask whether this is a good time to buy a home
– Drip feed into an investment, but preferably not out again
– How COVID-19 affects KiwiSavers planning to withdraw to buy a first home
– 65-year-old in KiwiSaver should relax
– More on “blood in streets” quote
Q&As: Should couple in their 40s splash out on an Italian holiday home?; How to invest savings 5 years before retirement; 3 rules of thumb on how much to spend in retirement …; … And how they apply to one couple.
Q&As: Mum’s single-share investment a huge disappointment; How to organize savings in retirement …; … and how not to; Knicker drawer a great spot for share investment.
Q&As: When having a separate savings account is not the best approach; Houses still cheap in Whanganui; Mt Albert reader offended by house price Q&A; KiwiSaver government contribution smaller in your first year; Provider says their fund is great for retirees; KiwiSaver withdrawals after 65 not instant.
Q&As: Caravan couple’s plans for their savings seem too risky; How to find a cash fund — an accessible alternative to a term deposit; Why international investing is not as complicated or risky as reader thinks; Minimum KiwiSaver contributions for non-earners hoping to get first home grant. Plus: How would you improve KiwiSaver?; 2 reminders about KiwiSaver.
Q&As: Market timing is upside down – but reader shouldn’t do it anyway; Another reader seeks advice on timing, plus switching KiwiSaver providers; Use bond funds, not balanced funds, in retirement; Have I followed my own financial advice?; A correction about percentages of retirees in long-term residential care.
Q&As: It’s great to be a cash buyer; Should couple in 70s panic about their KiwiSaver?; Reader plans way to get more from the government; Retired couple should consider retirement villages.
Coping with a falling KiwiSaver balance: What share market declines do and don’t mean; How much does a drop in shares affect KiwiSaver and other investors?; What you should do; Another way your balance could fall — interest rate changes.
Q&As: Share investor has excelled — but don’t count on it continuing; A good company is not necessarily a good investment; Couple can’t leave intact KiwiSaver accounts to their daughters; Another way to invest emergency money.