Q&As: Teacher loses KiwiSaver employer contributions at 65, but colleagues don’t; Pay off student loan or mortgage — or invest elsewhere?; Ex-real estate agent explains why it’s not wise to list with several agents; Why haven’t agents’ commission rates fallen as house prices soar?; Move to Kawerau not feasible, says Auckland pensioner.
Q&As: Small town a good deal for retired couple; Budgeting whizz kid loved story of woman buying a house on $30,000…; …but struggling mother didn’t; Can’t reinvest dividends? Send them to your KiwiSaver account; My recommended real estate commission structure outlined; Reader outdoes agents, selling on her own.
Q&As: How to tell term deposit institutions apart; Frugal superannuitants seem hurt by last week’s column; Real estate agent defends colleagues, and shares a couple of secrets; Dividend reinvestment plans work well for many shareholders; 2 Q&As on who is a professional.
Q&As: House size jump not so big when you take garages into account; Help for single Mum struggling with debt; Thanks from a reader — and to all the readers who help with this column.
Q&As: Should retirees stop their health insurance?; 2 reasons why students should participate in KiwiSaver; My maths was OK!; Reader suggests doing a trial run on retirement budgeting; Retired couple doing fine on $600,000; More research needed on changing NZ Super age.
Q&As: Would-be foreign exchange trader should give it a miss; Are credit cards sometimes tied to mortgages? Does it matter?; Young son might learn more than one lesson; Reader suggests ways to cut food bill.
Q&As: Couple in their 60s could still get back into home ownership — helped by KiwiSaver; Rest home subsidy rule unfair, but not easy to fix; Benefit helped reader turn around his life; NZ Super recipient shouldn’t pick on beneficiaries.
Q&As: Ignore misleading KiwiSaver salesman, but maximize your tax credit; Change to contributions holidays just a suggestion; 1970s house much more modest than today’s houses; Well done! — but take care about judging others’ spending.
Q&As: Adding to already huge mortgages is playing with fire; It’s not interest rates but mortgage size that matters; Lack of family communication leads to big debt…; …so do pushy credit card providers.
Q&As: ‘Ripped off’ reader should shop around rather than dropping life insurance; How to judge a KiwiSaver fund; Start small, and keep going; Help for woman with $100,000 in credit card debt.