Bonds

RNZ Radio 16 March 2017

Bonds — Most of us are in them. How safe are they?: What are bonds?; A key investment in many KiwiSaver funds; A worried listener’s letter; Two types of risk — and how to cope with them. For a brief explanation of credit ratings: tinyurl.com/CreditNZ.

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NZ Herald 13 August 2016

Q&As: Couple should try share investing, despite the ’87 crash; Current interest rates not too bad, because inflation is so low; Should family move once or twice?; A reader’s suggestions for last week’s couple not all that helpful.

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RNZ Radio 19 May 2016

KiwiSaver performance, and timing markets: When should we take note of KiwiSaver performance?; What’s happened since KiwiSaver started; Why shares always do best over long periods; Why timing markets doesn’t work; What to do about that.

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RNZ Radio 12 May 2016

More on spreading your money around: How to diversify each type of asset; Chances of your account balance falling; Diversifying… around the world; …With mortgages; …Over time.

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RNZ Radio 5 May 2016

Two key points about investing: 1. What should you invest in? — How to work out the right assets for you; Taking the easy way out. 2. Why diversify — and how? — Lots of shares, bonds, properties; Spreading over different types of assets.

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RNZ Radio 28 April 2016

Different types of investments: The main ones — cash, bonds, property and shares; More about bonds; How to tell how risky a bond is; What about forestry, collectibles etc?; What is a managed fund?

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NZ Herald 6 February 2016

Q&As: Forget Lotto and enter competitions; Are Bonus Bonds a good substitute for health insurance?; Shares not the answer for student’s savings; Reader dislikes my comments about young landlord; Request for pros and cons of living on a boat.

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NZ Herald 19 December 2015

Q&As: Are Bonus Bonds a good place for retirement savings?; How safe are Bonus Bonds?; Another KiwiSaver provider that allows regular withdrawals in retirement; Happy reader moving into new home — thanks partly to this column.

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NZ Herald 21 November 2015

Q&As: Why it’s better to sell a home before buying another one; Reader alarmed by what I said about interest on bonds; Do high dividends go with high risk?; Another KiwiSaver provider offers regular withdrawals in retirement.

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NZ Herald 14 November 2015

Q&As: Investing for dividend income okay for some, but has its risks; Info outdated on ANZ’s KiwiSaver cash fund holdings; BNZ cash fund returns not so bad, but that’s not the main point; Reader challenges Kiwibank’s KiwiSaver investing; Interest paid on KiwiSaver money-in-waiting.

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