Q&As: Italy is bad for bureaucracy, but how about Kiwi girl getting 4¢ tax refund?; Do retirement investment “rules” change if you have big savings?; No we don’t want to reduce picture with column!; Company that performed badly last century doing well now.
Q&As: Should couple in their 40s splash out on an Italian holiday home?; How to invest savings 5 years before retirement; 3 rules of thumb on how much to spend in retirement …; … And how they apply to one couple.
Q&As: Mum’s single-share investment a huge disappointment; How to organize savings in retirement …; … and how not to; Knicker drawer a great spot for share investment.
Q&As: Caravan couple’s plans for their savings seem too risky; How to find a cash fund — an accessible alternative to a term deposit; Why international investing is not as complicated or risky as reader thinks; Minimum KiwiSaver contributions for non-earners hoping to get first home grant. Plus: How would you improve KiwiSaver?; 2 reminders about KiwiSaver.
Understanding risk and return: A survey suggests New Zealanders don’t get it; What investments give the highest returns?; What do we mean by risk?; Who should take investment risk?
How the New ‘Smart Investor’ Tool Can Help You. What is Smart Investor? Listeners’ letters and how the tool might help them: Investing beyond term deposits; Mortgage or KiwiSaver? And saving outside KiwiSaver; Diversifying beyond KiwiSaver.
Q&As: Market timing is upside down – but reader shouldn’t do it anyway; Another reader seeks advice on timing, plus switching KiwiSaver providers; Use bond funds, not balanced funds, in retirement; Have I followed my own financial advice?; A correction about percentages of retirees in long-term residential care.
Q&As: It’s great to be a cash buyer; Should couple in 70s panic about their KiwiSaver?; Reader plans way to get more from the government; Retired couple should consider retirement villages.
Q&As: We compare term deposits with bonds…; …And with an income fund; …And with high-dividend shares; Questions for over-65s if they gain access to KiwiSaver.
Q&As: How to tell if you’re on track with your KiwiSaver savings; Reader is saving too much, spending too little on fun; Even conservative KiwiSaver funds go negative sometimes; Allowances paid to employees not included in KiwiSaver contributions.