This article was published on 8 August 2019. Some information may be out of date.

What most affects your KiwiSaver growth?

  • Research looks at type of fund, contribution rate, returns, luck, stickability and fees
  • What you can do about each of these
  • Main messages

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Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.