Ways to curb your spending

  • Why we do unnecessary spending?
  • Estimate your spending — roughly
  • Attack habits
  • Watch out for slogans
  • The Christmas trap
  • Get support — FinCap
  • Tell lenders to go away — Debt Blocker

Mary Holm is a freelance journalist, a director of the Financial Markets Authority and Financial Services Complaints Ltd FSCL, a seminar presenter and a bestselling author on personal finance. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.