Investment risks — Part 2
Too complicated, too much borrowing, not diversifying…
In a four-part series, Mary talks about the risks described in the newly updated “Upside, Downside — a guide to risk for savers and investors”. (Download it here) In this session:
- Investing in something you don’t fully understand
- Investing in companies that get into trouble
- Overdoing borrowing
- Investing in too few different types of assets
- Failing to diversify within each type of asset
- Failing to diversify over time
- Putting short-term money in volatile investments
You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ podcast here.
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Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.