Q&As: Teacher loses KiwiSaver employer contributions at 65, but colleagues don’t; Pay off student loan or mortgage — or invest elsewhere?; Ex-real estate agent explains why it’s not wise to list with several agents; Why haven’t agents’ commission rates fallen as house prices soar?; Move to Kawerau not feasible, says Auckland pensioner.
Apprentices v graduates: The importance of starting to save early — How can 2 conflicting studies both be true?; How much difference 2 years makes to lifetime saving; Applying this to KiwiSaver; Taking inflation into account.
How to best deal with a student loan: Possible psychological effects of having a loan; The best strategy financially; What happens if you go overseas?; Does having a student loan make it harder to get a mortgage?; Is the student loan system a good idea?
Q&As: Is the family home an investment?; You can get a benefit even if you have savings…; …And having 1 or 2 boarders won’t affect your benefit; 2 letters on study options for last week’s correspondent; One way to save for retirement travel in Europe; Should ‘whingers’ take care of elderly parents themselves?
Q&As: University probably the best route to a new start for woman; Credit cards not linked to mortgages; Clearing up info on Residential Care Subsidy and gifting; Do small gifts count when apply for that subsidy?
Q&As: Perhaps we should celebrate a young man’s spending splurge; Don’t get rid of student loan, pay down mortgage; Dodgy share advice given to elderly couple; Think of NZ Super as insurance; Pension info there, but reader may have been distracted.
Q&As: Should student earn interest while running up student loan?; Freebies for shareholders left some the worse for wear; Deduction of Canadian pension from NZ Super seems fair; Another ethical KiwiSaver fund; Show Me The Money Week about to start.
Q&As: ‘No’ on deductions but ‘yes’ on student loan for teen entrepreneur; Clarification on KiwiSaver fees for children; Doesn’t performance matter more than fees?; Give or lend to adult children when they need it, not when you die.
Q&As: How to let both daughters in on the deal; Did “holidaying” KiwiSaver miss out?; Could KiwiSaver money be grabbed because hubby’s running up debts?; Student loan repayments can continue into retirement; Some tips for last week’s separated woman.
Q&As: Dripfeed money when moving it from country to country; Home exemption from capital gains tax applies to farmhouses but not farms; Should people overseas be allowed to use KiwiSaver money to repay student loans?; Is prostitution just another job?; Sex worker’s letter makes a reader weep; Escaping the trap of over-valuing money.