Q&As: 2 readers tell of struggles for overseas students repaying student loans; Another reader explains why he let his student children run up loans and then helped to repay them; Confusion over changes to KiwiSaver employer contributions; Will a pre-nuptial agreement do the trick?; Can a parent draw up a Section 21 agreement for their adult child?
Q&As: Should student loan interest — for people overseas — be lower than mortgage rates?; Why parents let students run up loans, and then repay the loans for them; One way parents can help their adult child buy a home without losing the money to the child’s ex later on; How the new partner of a widow might get his share if they split up.
Q&As: Student loan question brings out the differences in a couple’s attitudes to money; 2 Q&As about making use of the student loan repayment bonus — which expires on March 31 — while students are still studying; Clarification of some tricky wording about student loans; A warning for couples: Relationship property agreements should not be DIY.
Q&As: Is KiwiSaver the best place to save for a child?; KiwiSaver is flexible in retirement; 21st birthday money could be used to repay student loan — and get bonus; Gains, taxes and prizes; Another website offers info on banks; Tell your KiwiSaver provider how well they communicate.
Q&As: Time to check a reader’s challenge about banks and gold; And let’s hear it from the reader himself; Why 1-person retiree households spend so much less than 2-person households; Should NZ Super be more for older retired people?; Income manipulation to get student allowances is now curbed; Not every reader agrees with aggressive ones.
Q&As: The extra money retired people can get from the government, above NZ Super; 2 Q&As about information on spending in retirement; People don’t literally invest student loans — so how do they do it?; Reader finds this column not worth reading!; People who make the most of student loans are “not morally bankrupt”.
Q&As: 3 readers are upset about morality and student loan repayment strategies; Is it better to take advantage of the student loan repayment bonus, while it lasts?; Low retirement spending figures challenged.
Q&As: New research helps to answer whether couple in early 50s should worry about how much they are saving; KiwiSaver funds won’t be the next finance companies; Should young man overseas repay his student loan?
How the lolly choice has changed. The economists have given up on the idea, and it’s time the rest of us did too. I’m talking about making financial decisions based only on the cold hard facts and numbers, and not taking into account emotional and psychological factors.
Q&As: Reader could do with a re-think; Economist calls for in-depth look at NZ Super; Easy way to make KiwiSaver contributions; Should we use KiwiSaver money to repay student loans?; How about starting to charge interest on student loans?; 3 readers remember what tertiary tuition fees were like in their day.