Small business

NZ Herald 19 October 2013

Q&As: Is there life after bankruptcy?; Tax on KiwiSaver not as bad as portrayed; Pay highest interest mortgages and other loans first; One reader dislikes my comment on grammar, but three support it.

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NZ Herald 28 January 2012

Q&As: Are employers allowed to take their employer contributions to KiwiSaver out of employees’ pay?; How a KiwiSaver in that situation can stop employer contributions — although it won’t gain her much; Pluses and minuses of the suggested “life stages” KiwiSaver default funds; Professionalism “the kiwi way” can be a winner in the tourism industry; Motel owners don’t tend to do it for long.

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NZ Herald 21 January 2012

Q&As: 2 Q&As suggest it’s not always easy to go into the motel business, or other tourism or hospitality businesses; Should couple stop health insurance and set up their own fund to cover medical expenses?; Is KiwiSaver still worth being in, given changes that make it less attractive?

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NZ Herald 6 August 2011

Q&As: Am I flogging a dead horse over annuities?; Why annuities are not popular; Perhaps the government should provide annuities; Different types of annuities available; Would it be wise to get an annuity from a UK company?; How KiwiSaver changes will affect shareholder employees.

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NZ Herald 10 April 2010

Q&As: Accountant spills the beans on landlords’ taxes; Reader may leave New Zealand because of rental property tax changes; Small businesses have a harder run than landlords; Last week’s correspondent still angry; Two quick — and contradictory — letters.

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NZ Herald 3 May 2008

Q&As: Measuring movements of the Kiwi dollar against the US dollar can be quite misleading; Last week’s boss responds to my response to him!; KiwiSaver tough on small businesses; Many reasons to use Indian labour rather than NZ labour; NZ workers not so bad.

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NZ Herald 15 December 2007

Q&As: Courses and grants help beneficiaries set up their own businesses; Big earner is wrong to think KiwiSaver is not for him; Why KiwiSaver money sits around at Inland Revenue for several weeks — although at least it earns interest.

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NZ Herald 21 July 2007

Q&As: Are the 65-pluses getting a raw deal?; One reader thinks richer superannuitants are already spoilt; Self-employed reader doesn’t realise what a good deal he’s on to; KiwiSaver options for small business couple.

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NZ Herald 14 July 2007

Q&As: How the KiwiSaver tax credit is calculated, and details for self-employed people; KiwiSaver and taxation, plus more for the self-employed. Plus: 30 talented readers will win copies of KiwiSaver book.

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