Q&As: Risky to put all your money in a single share; Reader recommends book and website about index funds; NZ research on active v passive similar to elsewhere; My maths is called into question; A reader doesn’t like debate in column…; …But another reader is happy; KiwiSaver rules if you move overseas.
Q&As: In retirement planning, first work out how long you’re likely to live; Did angry reader actually read my last column?; Another columnist and I battle it out over active v passive funds; Sometimes leasehold property works out well.
Q&As: Why I won’t publish list of top-performing share funds; What happens to KiwiSaver at 65…; …but what if you’ve been in the scheme less than 5 years?; Bad news for travelling teacher about NZ Super eligibility.
Q&As: Should we be getting out of property and shares?; Leasehold property not always a bad idea, but…; KiwiSaver tax credit numbers not quite right.
Listeners’ questions, comments and quibbles on the last discussion — on index funds and exchange traded funds: How to begin at share investing; Some critical views about shares, index funds and corporations; Why fewer than half active funds can beat index funds; Medians and averages — the difference, and when it matters.
Q&As: Perhaps we should celebrate a young man’s spending splurge; Don’t get rid of student loan, pay down mortgage; Dodgy share advice given to elderly couple; Think of NZ Super as insurance; Pension info there, but reader may have been distracted.
Q&As: Retiree still wants to have fun in the markets; Whose tax rate should be used on a joint bank account?; Daughter should bring back house money from the UK gradually; Which banks now require notice for term deposit early withdrawals?; Should families get money if a person dies before getting any NZ Super?
My favourite type of share investment — Index funds and exchange traded funds (ETFs): Don’t bother to try to beat the market; A good company is not necessarily a good buy; Lusha the chimp; What are index funds and ETFs, and how to get into them; The Buffett bet; 2 misunderstandings.
Q&As: What to do with spare proceeds from Auckland house sale; Worrying about mortgage break fee is tail wagging dog; Getting the most out of KiwiSaver and a work super scheme; NZ Super too generous for recent immigrants?
Why I’m sticking with shares for the long term — despite recent research: Provocative email from a listener; Research suggests cash deposits beat shares; Quibbles and serious concerns about the research; Best ways to invest in shares; Why I think shares will always win in the long term.