Real estate buying and selling

NZ Herald 8 February 2014

Q&As: Should young man buy house before doing his OE?; Better to stay in the housing market than have time out; How KiwiSaver first home help works for beneficiaries and student allowance recipients; 2 Q&As about tax obligations of last week’s spec home investor.

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NZ Herald 1 February 2014

Q&As: Still hope for first home buyer with 10% deposit; Profits from spec home best put into offsetting mortgage on own home; How KiwiSaver fund finder gets around shortcomings; Ideas for inexpensive family travel.

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NZ Herald 24 August 2013

Q&As: 64-year-old should get rid of mortgage — and join KiwiSaver if she’s not already in; Capital gains tax valuation idea could cause problems; How changes to the KiwiSaver first home subsidy would work; Overseas grandson can’t join KiwiSaver.

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NZ Herald 4 May 2013

Q&As: Which is riskier, moving to a posher suburb now or waiting?; Retired man’s preference for shares may be riskier than he realizes; You can’t cash in KiwiSaver to buy Mighty River Power shares.

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NZ Herald 21 July 2012

Q&As: Repeated property do-ups unlikely to bring tax-free gains; Are shares really better in the long term than property or bank deposits?; Reader is confused over KiwiSaver first home subsidy price limits; Sleepless nights over a charity donation.

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NZ Herald 2 June 2012

Q&As: Should charity begin at home?; Advisers may not be the best source on comparing KiwiSaver providers — so how should you do it?; Can a landlord get KiwiSaver first home help?…; …And can a son who buys an expensive home with his Dad?; An accountant questions Housing NZ policy.

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NZ Herald 19 May 2012

Q&As: KiwiSaver first home help flexible — including the maximum income rules; Teacher should be in KiwiSaver even though he doesn’t get employer contributions; A bigot confesses; Banks label NZ Super — and help superannuitants — in different ways.

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