NZ Herald 1 May 2010
Q&As: Real estate agent objects to my suggesting people negotiate with agents; Brian Gaynor’s and my differing views on the best way to invest. Plus: Buy a KiwiSaver book for less than half price.
Q&As: Real estate agent objects to my suggesting people negotiate with agents; Brian Gaynor’s and my differing views on the best way to invest. Plus: Buy a KiwiSaver book for less than half price.
Q&As: Retiree stuck with a property investment that’s gone wrong should sell her house and the rental; 71-year-old wants to be in KiwiSaver, while younger New Zealander stays out for the sake of the country; Fees are not the only consideration when choosing a KiwiSaver fund.
Q&As: Some rays of hope for landlord who has lived through a nightmare of things going wrong; Three landlords are angry with me and/or the government for various reasons.
Q&As: Why it wouldn’t work to make tax changes for rental property apply only to people who buy property after a certain date; Landlord retaliation probably won’t last long; Holding people accountable for giving bad KiwiSaver advice — and lining up a partner to also get the first home subsidy; How might people with private pensions be compensated for rise in GST?
Q&As: It’s not wise to let yourself be forced into being a landlord; Which New Zealand providers offer passive or index funds?; What are the minimum investments in passive funds?; Details on how the new resolution schemes for disputes with advisers will work.
Q&As: Tax agent and Inland Revenue differ on treatment of investors selling rental properties; Two big issues lead to bad financial advice results; Is this column dominated by KiwiSaver?; Generally, don’t put lump sums into KiwiSaver.
Q&As: Are house prices less likely to fall in posher suburbs?; Financial advisers paid by commissions can’t do as well as someone who is independent; Two Q&As on why recently issued preference shares are not good investments.
Q&As: A reader challenges my advice last week about postponing a first home purchase for three years; How to get around the income cap on the KiwiSaver first home subsidy; How to get around the three-year requirement for KiwiSaver first home assistance; Another reader challenges me — on my advice on whether to sell a Mangere Bridge house or a Whangamata house; The merits of coin tossing; Maybe Lotto will make reader’s decision easier.
Q&As: Couple wondering whether to buy a home now or in three years could gain thousands from joining KiwiSaver; You can’t get in early on the KiwiSaver first home withdrawal and subsidy.
Secrets of real estate agents. Sorry — this is my third column in a row about real estate commissions. It’s just that readers keep responding. Lately it’s been agents or former agents, letting us in on their secrets.