NZ Herald 7 November 2015
Q&As: BNZ KiwiSaver scheme moving to change ‘eggs in one basket’ concerns; KiwiSaver contributions move slowly into funds; Tax break ideas for first home buyers have flaws.
Q&As: BNZ KiwiSaver scheme moving to change ‘eggs in one basket’ concerns; KiwiSaver contributions move slowly into funds; Tax break ideas for first home buyers have flaws.
KiwiSaver for children and younger people: 1. Under 18s — Differences in KS for under 18s; Should you sign up a baby or child under 18?; Should you make contributions to a child’s KS account? 2. Over 18s — Best way to save for first home; KS help for first home buyers — 2 aspects. 3. Which type of fund for the young?
Q&As: 80-year-old is still spending up large; What happens when bank KiwiSaver providers invest heavily in their own products?; The complexities of buying an apartment; Another KiwiSaver provider offers regular withdrawals in retirement; Auckland housing market not a Ponzi scheme, but how about the Greater Fool theory?
Q&As: Government seeks your views on financial advisers; You want an Auckland house? Go ahead and buy one; Similarly, buy the bach now; Where to save extra, over and above KiwiSaver…; And watch out for fee differences.
Q&As: How should high-saving couple allow for emergency money?; Will reader’s children squeak through and get KiwiSaver kick-start?…; …And will another reader’s partner?; Some bank depositors’ money at risk if bank gets into trouble; Shouldn’t borrowers be the ones who bail out a bank?
KiwiSaver Kick-start ends. Q&As: Patience needed on new first home KiwiSaver withdrawal rules; How to get around KiwiSaver guardian rules; Reader skeptical about Reserve Bank statements.
Q&As: How a young widow might get into home ownership; Teenagers’ “board” payments give them a kick-start; Two readers ask more about tax deductibility of tertiary fees.
Q&As: How to make KiwiSaver work well for children; Watch the fees particularly if you have a high KiwiSaver balance; Further help for last week’s provincial couple?; Worried about your kids’ inheritance? Bring them up well!
Q&As: Provincial town dwellers better to stick with their house, despite falling prices; Reader challenges the Reserve Bank’s confidence in the banking system; No you can’t withdraw KiwiSaver money on maternity leave, and you should have known that!; How lending or giving to family could come back and bite you.
Q&As: Why are NZ banks following the lead of their Aussie parents?; Should reader spread money over several banks, just in case?; Two readers have no sympathy for younger daughter in recent Q&A, but…; Another reader’s idea is more harmonious; Auckland house prices too high? Try Taupo.