Tag: Mortgages | Page 6

NZ Herald 11 June 2022

June 11, 2022

Q&As:
– Buy first home when it’s right for your family, not when the markets are right
– Make sure you get government KiwiSaver contribution — and go for low fees
– Where to get info on selling a property without an agent
– Reader is angry with what I’ve said about Bitcoin
– Tricky to choose term deposits, or mortgage terms, in these changing times
– Which fund for KiwiSaver money to be used for first home deposit?
– One way to understand how market falls affect your KiwiSaver balance
– Change KiwiSaver provider at any time, if you stay with same risk level
– How to cruise through market volatility

NZ Herald 28 May 2022

May 28, 2022

NZ Herald Q&A Column

Q&As:
– A mortgage interest rate rise from 11 to 18 per cent. Yikes!
– Should reader keep contributing to KiwiSaver as her balance falls?…
– … And should another move to a KiwiSaver cash fund?
– Rentals have more people living in them, says landlord advocate
– One landlord tries to shoot the messenger…
– … While another speaks plainly to other landlords
– How one share club is run — and you can join it

NZ Herald 26 March 2022

March 26, 2022

NZ Herald Q&A Column

Q&As:
– So you’re a millionaire? Big deal!
– Moving KiwiSaver provider in volatile times
– Which to pay off first — student loan or mortgage?
– Charity unhappy with last week’s wording
– An offer for those setting up scholarships
– 3 NZ Super recipients are unhappy with the rules

RNZ Radio 24 March 2022

March 24, 2022

RNZ Radio

What to do about the 2 big investment worries — inflation and wobbly sharemarkets
– Short term — who knows?
– Take the long-term view
– What we can learn from this

NZ Herald 12 March 2022

March 12, 2022

NZ Herald Q&A Column

Q&As:
– Property-rich, cash-poor couple can keep their bach
– How to give away millions of dollars
– Conservative KiwiSaver funds not all that conservative
– Dividend reinvestment plans work well for most shareholders

RNZ Radio 10 March 2022

March 10, 2022

RNZ Radio

Why comparing returns on rental property and shares is tricky
– A recent example…
– … But borrowing (aka gearing or leveraging) changes comparisons
– The worst that can happen with an investment
– How geared rental property can go wrong
– What about your own home?
– Update from last time on my single shareholding

NZ Herald 5 March 2022

March 5, 2022

NZ Herald Q&A Column

Q&As:
– Don’t act when share markets do …
– … and when you should take action
– Best strategy for investing a lump sum
– Market wobbling? Get out a novel
– Laddering a mortgage — with bells on
– House insurance may not fully cover rent during rebuilding

NZ Herald 26 February 2022

February 26, 2022

NZ Herald Q&A Column

Q&As:
– Online calculator helps you work out how much your home should be insured for
– A catch-up for daughters’ KiwiSaver accounts
– Laddering plus compounding works a treat …
– … But is this a good time to get into term deposits?
– Could laddering work for a mortgage?
– How one couple runs their money

NZ Herald 29 January 2022

January 29, 2022

NZ Herald Q&A Column

Q&As:
– Covid-hit couple struggle to get a loan …
– … while another family finds solutions
– Short-term share performance is irrelevant
– Get used to volatility or move out and stay out
– 45 financial rules