Mortgages

RNZ Radio 5 June 2025

Test your financial knowledge
– 7 questions to test your financial knowledge
– How to do test at your own pace, and get explanations of the answers

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NZ Herald 3 May 2025

Q&As:
– Don’t get too confident about your investment skills
– A way to compare paying down mortgage vs shares
– Home loans get easier over time
– Putting “princely sums” in context
– KiwiSaver returns over a decade
– How banks lend to retired people
– Move to new provider, at same risk, any time

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NZ Herald 26 April 2025

Q&As:
– Home ownership v shares
– KiwiSaver funds beat inflation
– Deposit compensation list released
– Should woman borrow more than she needs?
– Where to get into on reverse mortgages and home reversion
– Boost KiwiSaver contributions any time
– Shorter questions please

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RNZ Radio 24 April 2025

The wisdom of our listeners!
Listeners’ best financial moves — entries in recent giveaway of Mary’s newly updated “Rich Enough? A Laid-back Guide for Every Kiwi”. We can all learn from them — or be amused by them.

– Marriage
– Debt
– Budgeting
– Investments
– Less conventional investments
– Saving for children

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NZ Herald 19 April 2025

Q&As:
– How to be fair with gifts to children for home purchases
– When share investments might not do well over a decade
– Challenging a family trust distribution
– Why reverse mortgage interest rates are higher
– A mortgage fund versus term deposits
– Winners in book giveaway

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NZ Herald 5 April 2025

Q&As:
– Slow down huge mortgage payments and live a little …
– … Similar for couple in 60s — spend that KiwiSaver
– Misunderstanding about reverse mortgages
– Is Warren Buffett’s company still best investment?
– 3 Q&As on Deposit Compensation Scheme — on timing, joint accounts, KiwiSaver

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RNZ Radio 27 March 2025

Getting wise with mortgages
– Mortgage interest rates are falling. Huge rewards from keeping up old payments.
– 3 different types of mortgages — offset, redrawable and revolving credit, and who they work well for.
– Reduce term of mortgage — eg from 30 to 25 or 20 years. Makes a big difference.

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NZ Herald 1 February 2025

Q&As:
– Where first home buyer, 24, should put savings
– Pros and cons of selling rental in retirement
– A tale of simple — but worrying — tax
– What to do when mortgage ends
– Helping a grandchild into KiwiSaver

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NZ Herald 2 November 2024

Q&As:
– Retired farmer won’t have a bar of CGT
– Sell rental and get rid of stress
– Any time is good for move to growth fund
– Family self insurance not so great an idea
– Workers shouldn’t help patient with will
– Details on government KiwiSaver contribution

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