NZ Herald 25 June 2016
Q&As: Don’t count on house price rises — and it may be better to keep renting; Couple need to make up their mind about buying vs renting; KiwiSaver providers occasionally slip up on claiming tax credits.
Q&As: Don’t count on house price rises — and it may be better to keep renting; Couple need to make up their mind about buying vs renting; KiwiSaver providers occasionally slip up on claiming tax credits.
Q&As: Ignore misleading KiwiSaver salesman, but maximize your tax credit; Change to contributions holidays just a suggestion; 1970s house much more modest than today’s houses; Well done! — but take care about judging others’ spending.
Listeners’ questions on KiwiSaver performance and timing markets: Why average investors do worse than the market as a whole; How to pick a good fund manager; Would it be good to buy recent losers?; Will brokerage prevent drip feeding into shares?; Etc.
Q&As: ‘Ripped off’ reader should shop around rather than dropping life insurance; How to judge a KiwiSaver fund; Start small, and keep going; Help for woman with $100,000 in credit card debt.
KiwiSaver performance, and timing markets: When should we take note of KiwiSaver performance?; What’s happened since KiwiSaver started; Why shares always do best over long periods; Why timing markets doesn’t work; What to do about that.
Podcast on KiwiSaver and Decumulation Q&A. Jane Luscombe of the Commission for Financial Capability chats with Mary about what you can do with your KiwiSaver funds once you reach 65.
Q&As: Steer clear of Hong Kong share pitch; Hedging applies to most KiwiSaver investors; A way to hedge an index fund investment.
Q&As: Employees not limited to 3,4 or 8% KiwiSaver contributions; Should young couple get into rental property?; An investment option for Muslims; 2 ways to get into share investing; Many prices have fallen over the years.
Listeners’ questions and comments about compounding and KiwiSaver: Doubling your money; What if employer ignores KiwiSaver?; Is it hard to get a contributions holiday?; KiwiSaver for the self-employed; Etc.
KiwiSaver for people nearing and in retirement: The rules; Which funds?; How much should you spend each year?; Other tips on how to use KiwiSaver in retirement.