This segment was broadcast on 22 December 2016. Some information may be out of date.

KiwiSaver: Why some people aren’t in it (Part 3), and listeners’ questions about the scheme
  • Final reasons for not taking part in KiwiSaver
  • Conclusion — what are valid reasons?
  • Best way to contribute to KiwiSaver
  • Suggested changes to contributions holidays
  • Other listener questions about KiwiSaver

Mary Holm is a freelance journalist, a director of the Financial Markets Authority and Financial Services Complaints Ltd FSCL, a seminar presenter and a bestselling author on personal finance. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.