Investment strategies

RNZ Radio 4 February 2016

Listeners’ questions on setting financial priorities: Quick summary of last week’s segment; Listener’s comment on repaying your mortgage; Listener questions on KiwiSaver; Listener questions on non-KiwiSaver funds.

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RNZ Radio 28 January 2016

Setting financial priorities — Best thing to do with excess cash: the rule about repaying debt versus investing; Applying this to: credit card and other high-interest debt, mortgages, student loans; Top priority for all: repay credit card debt. Next priorities: If you don’t own a home; If you have a home with a mortgage; If you have a mortgage-free home.

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RNZ Radio 10 December 2015

How overconfidence can make you poorer (and other psychological aspects of investing): Applies to shares, property, fixed interest etc; Which gender?; Overconfidence leads to — 1. Too little diversification, 2.Frequent trading; What to do instead; Many women have their own problem — too little risk; Other ways emotions affect investing.

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NZ Herald 19 September 2015

Q&As: Trying to time markets is a fool’s game…; …And picking a few shares to invest in isn’t much better; Where to buy shares, and a better suggestion for teen; How come there are two monthly bills on one credit card bill?

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NZ Herald 29 August 2015

Q&As: Retired couple paying for rest home now wish they had spent more earlier; Are NZ Super recipients beneficiaries?; Reader thinks it’s bad to eat into capital in retirement; How couple might set up a first home account.

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NZ Herald 11 July 2015

Q&As: Has reader discovered the secret to beating the share market?; Could a bank failure lead to cuts in KiwiSaver funds?…; …And Bonus Bonds?; A reader is happy with their adviser; But another reader dumped the same adviser.

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NZ Herald 4 July 2015

Q&As: Women’s gifting circles look to be illegal, and…; …they could lead to ‘an abundance of hate’; Shortish-term money shouldn’t be in shares, despite adviser; An advantage of regularly investing the same amount, whatever the market does; One provider charges less for non-KiwiSaver funds.

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NZ Herald 11 April 2015

Q&As: Should parity with Aussie dollar affect investing?; How currency movements affect KiwiSaver funds, and what you can do about it; A good way to lend to adult children?; Better to pay down mortgage or invest elsewhere?

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NZ Herald 7 February 2015

Q&As: Can 57-year-old separated woman on low income get a mortgage?; Should move from term deposits to balanced fund be done all at once?; Ditto for move to higher-risk KiwiSaver fund; How to get independent advice — on paying down the mortgage.

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NZ Herald 19 July 2014

Q&As: Tips from an expert on buying a car; Splitting your KiwiSaver money between two of the provider’s funds; Might KiwiSavers see their NZ Super reduced?; An idea on how to blend NZ Super and the German pension.

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