Q&As:
– Low interest not as bad as it seems — when we check out inflation
– Ideas for retiree struggling because of low interest
– Should retirement savings go into high-earning KiwiSaver fund?
– Apartment ownership not worry-free
– My tax gripe shot down
Q&As: Difficult for beneficiary to gain from inheritance; Is there anything in KiwiSaver for retirees? …; … Reader replies to that, but worries me; Does KiwiSaver beat other funds in retirement?; 2 readers have fun with last week’s tiny tax refund letter.
Q&As: Italy is bad for bureaucracy, but how about Kiwi girl getting 4¢ tax refund?; Do retirement investment “rules” change if you have big savings?; No we don’t want to reduce picture with column!; Company that performed badly last century doing well now.
Q&As: Should couple in their 40s splash out on an Italian holiday home?; How to invest savings 5 years before retirement; 3 rules of thumb on how much to spend in retirement …; … And how they apply to one couple.
Q&As: Mum’s single-share investment a huge disappointment; How to organize savings in retirement …; … and how not to; Knicker drawer a great spot for share investment.
Q&As: How 71-year-old renter could use her savings to supplement NZ Super; Reader dislikes ‘free government money’ and KiwiSaver hardship withdrawals; Nobody can predict the share market, so don’t try to time it; Info on KiwiSaver returns is available, but not a lot of use.
Q&As: Why non-KiwiSavers 60–64 should join before July 1; Returns the same no matter how couple splits KiwiSaver contributions; Children get tax advantage in KiwiSaver; Why KiwiSaver is good for kids despite drawbacks; CGT would apply only to gains after 2021.
Changes to KiwiSaver — more contribution choices, 65-plusers welcomed, action needed! April 1 changes: new contribution rates, shorter contributions holidays, new names; July 1 changes: over 65s can join, 5-year lock-in ends; Action now!: 60–64-year-olds should join fast, everyone should get $1042 into their account; Should you contribute more to KiwiSaver?
Q&As: 54-year-old’s plan to take off in caravan gets a big tick; People using homes partly for business caught by tax proposals; How do the wealthy hide income?; How CGT would affect 40 and 60-year-olds in KiwiSaver…; … And those in retirement.
Q&As: It’s great if you pay more tax than you get back; Why should I bother to save?, readers asks; How tax proposals would affect KiwiSaver — and rule of thumb for retirement spending; Reader thinks CGT should decrease the longer you hold an asset. A note about your questions about tax.