Investing in retirement

NZ Herald 13 April 2024

Q&As:
– A tip on teen spending
– Could growth of index funds ruin the share market?
– Do extra saving outside KiwiSaver
– Stay in high risk near retirement?
– Should capital gains be adjusted for inflation?

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NZ Herald 6 April 2024

Q&As:
– When investing becomes gambling
– Put withdrawal money in a cash fund
– Almost last over one year, but first over ten years
– Term deposits not so wonderful
– 2 readers disliked my response last week…
– … But 2 others loved it
– Why landlords “should be appreciated”

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NZ Herald 14 October 2023

Q&As:
– DIY funeral costs much less
– A better way to set up life insurance
– How life insurance helped a reader who is still alive
– It’s best to ignore fear and greed in the markets
– No tax break on KiwiSaver contributions via employer
– How to set up laddering of term deposits

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NZ Herald 12 August 2023

Q&As:
– Skip the bought coffee and lunch, and retire with heaps more
– Stick with funds despite high term deposits rates
– Three Q&As on grandchildren and inheritances
Plus:
– Sorted Money Month

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RNZ Radio 3 August 2023

Which investment? And why cash funds might be best
– Email asks: 4.5% in bank or use KiwiSaver?
– Where to put short-term, medium-term and long-term money
– What are cash funds?
– How they compare with bank term deposits
– How to find a cash fund

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NZ Herald 10 June 2023

Q&As:
– KiwiSaver provider’s ad looks like cherry picking to me
– Retired couple should sell their rental property
– You can repay reverse mortgages any time
– Reader takes note of bank credit ratings when choosing term deposits
– A reader’s story: Surviving Covid jitters, and upping KiwiSaver and mortgage payments

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NZ Herald 20 May 2023

Q&As:
– How to avoid the boss’s meanness — a different way to contribute to KiwiSaver
– Credit card interest rise alarming
– Don’t bail out of KiwiSaver
– Funds’ relative performance all over the place
– 2 more providers let you withdraw dividends from funds — which can work well in retirement
– A reader’s story: Lessons learnt boost confidence

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NZ Herald 13 May 2023

Q&As:
– Rental property comparison with KiwiSaver not valid
– Working out your true income can help you curb spending
– How reader can keep getting some benefits after 65
– A pity more managed fund providers don’t distribute dividends to investors
– A reader’s story: Recovery from divorce, and 21st birthday presents

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