Gearing

RNZ Radio 29 October 2015

Investing in rental property: The pluses and minuses — Low and high-risk ways of investing in property; Don’t overlook the costs along the way; The rental property personality.

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NZ Herald 30 November 2013

Q&As: Should people be forced to put some of their KiwiSaver money into an annuity?; Highly leveraged property investing is risky; An investor in both puts some perspective on shares versus property; Meaningful Christmas gifts.

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NZ Herald 23 November 2013

Q&As: Gear both or neither when comparing shares and property; Tip for bankrupt couple: low-paid retail work has its rewards; New KiwiSaver tool helps you work out your risk level; Retirement date not the key factor in choice of KiwiSaver fund.

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NZ Herald 19 March 2011

Q&As: Should it take a bank three weeks to cut its mortgage rates?; Just how great was one family’s “Great Mistake of 2009”?; Reader tells Mary off for forgetting about the expenses of selling a house; How couple should invest as they approach retirement.

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The Investor 17 July 2010

Getting into gear not always wise. The four most hateful words are said to be, “I told you so.” So I’ll put this another way: One of my key messages in seminars, books and columns over the years — that borrowing to invest is more dangerous than many people realise — is easier to “sell” these days than a couple of years ago.

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NZ Herald 6 September 2008

Q&As: Family of five should go with several different KiwiSaver providers to compare them; Last week’s look at the effects of gearing was deliberately simplified — and it probably didn’t make too much difference; Two poetic reactions to last week’s poem; Parliament move ends wait for woman not wanting to sign a work contract that treats KiwiSavers differently.

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NZ Herald 30 August 2008

Q&As: A poem from the past shows how our attitudes to debt have changed. Will they change back again?; Reader wonders how long she has to wait for the government to change the law about employer KiwiSaver contributions.

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NZ Herald 16 June 2007

Q&As: A big fan of property investing scares me with his lack of knowledge; I’m accused of hypocrisy and bias; In praise of boring old index funds and learning about them. Plus: KiwiSaver: Will the kick-start be around for a while? What happens when an employee gets a lump sum? A clarification about access to the money in bankruptcy.

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NZ Herald 31 March 2007

Q&As: Have you got what it takes to borrow to invest in a share fund?; How frequent traders in international shares will be taxed under the new rules; How Inland Revenue might catch property traders.

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