Q&As: The time it takes to get money out of fund is ‘outrageous’; Can NZ advisers and fund managers do better than the market as a whole?; How and when to bring money back from Australia; How a landlord can analyse whether a property is a good investment.
Q&As: It’s spending time for a man in KiwiSaver; Sex worker wonders how to get an accountant; How would capital gains tax allow for inflation?
Q&As: Young couple bonds over share investing; Possible issues with capital gains tax valuation date; 2 Q&As on retired farmer’s low investment return; Should KiwiSaver tax credit go to working 16 and 17-year-olds?
Q&As: Retiree needs patience, but also needs to ask his adviser some hard questions; How assets would be valued if capital gains tax is introduced; Share investor’s success not quite so impressive when you look at how the whole market has performed; Raising NZ Super age would affect some more than others.
Q&As: One couple is happy with shares…; while another is happy with property; P lab clean-up not a minor thing; Why would anyone accept a low-ball offer?; Seeing an adviser not always the answer; In praise of KiwiSaver.
Q&As: The kids are off, the house is mortgage-free, now what?; Couple are disillusioned by pathetic returns on managed funds; What to do with a small KiwiSaver nestegg when it’s your only savings; Clarifying the rules about KiwiSaver withdrawal if you’ve moved overseas permanently.
Q&As: Should charity begin at home?; Advisers may not be the best source on comparing KiwiSaver providers — so how should you do it?; Can a landlord get KiwiSaver first home help?…; …And can a son who buys an expensive home with his Dad?; An accountant questions Housing NZ policy.
Don’t wait for change on how advisers are paid. It’s one of those situations in which, 20 or 30 years from now, I reckon people will say, “I can’t believe they used to do it that way.”
Adviser’s enthusiasm for KiwiSaver is way over the top. KiwiSaver is a good deal. But I was astonished by the claims made for the scheme by an experienced financial adviser in a recent industry magazine — and by his lack of clear thinking.
Q&As: Retired couple with house in Christchurch’s red zone have several options to weigh up; Three Q&As about KiwiSaver for children and grandchildren; One adviser firm accepts pay-for-performance fees, at least to some extent.