NZ Herald 23 May 2009
Q&As: Don’t let international survey put you off investing in managed funds; Reader challenges comments about classic cars.
Q&As: Don’t let international survey put you off investing in managed funds; Reader challenges comments about classic cars.
Q&As: Several options for 20-year-old who worries that the state of the world makes KiwiSaver iffy; 5 Q&As about reader who was offered a mortgage deal that was too good to be true.
Q&As: Advisor’s mortgage offer looks too magical to be true; Children more likely to be angry because their parents didn’t sign them up to KiwiSaver than because they did; Too much on KiwiSaver in this column?
Q&As: Does the share price slump disprove standard investment advice? And should advisers make economic forecasts?; KiwiSaver member is doing superbly despite the slump — as are all other members; A reader objects to the idea that KiwiSaver is a gift from the government.
Q&As: Should retired couple invest in a commercial property? Why take on that risk?; Can we predict NZ dollar movements?; When is it best to change money from US to NZ currency; A US website that evaluates international charities; Yet another charity offers a Christmas gift programme. Plus: Win a ticket to a seminar.
Why some advisers don’t recommend index funds. A while back I wrote that I still think index funds are the best way for most people to invest in shares, even though they are scheduled to lose their tax advantage next year. That has prompted an intriguing question from a reader: “If index funds outperform all other forms of sharemarket investing over a long period of time (10 years?), then why do advisers recommend other forms? Is it simply due to their commission?”
Q&As: Should you portfolio be regularly serviced? And how do you calculate the return on it?; How to work out which term deposit is better; What’s in a finance company name?
Q&As: Some options for a whinging woman who can’t afford a home; Is wealthy couple wise to do it themselves when it comes to their investments?; Reader who dislikes “that word” boycotts Toyota; Getting mean over medians and averages.
Q&As: What you should check out before you buy a house. And who should do the inspection; Some possible progress on the proposed changes to international investments tax; Who’s right and wrong in the maths on the new coins; Financial adviser explains how “Jane”, with her $1 million in term deposits, could save on fees.
Q&As: The average New Zealander can’t afford to buy a house, or can they? The poor don’t stay poor; How one man keeps his costs down; Flaws with a tax parable? And a man living on $1,000 a year?; An investment adviser gives us inside info on commissions.