Q&As: Don’t try to time your move into a higher-risk fund; ‘Own pocket money’ a secret for matrimonial harmony; Non-earners should raise KiwiSaver contributions if they want a first home grant; A grandma worries about the children’s KiwiSaver accounts …; … But a mother reports her kids are doing fine; Video comparing home buyer and renter is misleading. RIP capital gains tax.
Q&As: Why non-KiwiSavers 60–64 should join before July 1; Returns the same no matter how couple splits KiwiSaver contributions; Children get tax advantage in KiwiSaver; Why KiwiSaver is good for kids despite drawbacks; CGT would apply only to gains after 2021.
Q&As: House price fall not bad news for everyone; No thanks, Pete, I’ll skip your offer; Long-term landlord could lose nearly a third of value under CGT; Why the fuss, property investors?; Landlord happy to accept CGT; I misread last week’s letter, but the point is unchanged
Q&As: Dad misunderstands how best to contribute to children’s KiwiSaver accounts; KiwiSaver, 24, wonders whether to aim at first home or retirement money; How we blew our chance to adjust taxes for inflation; Further thoughts on inflation and the capital gains tax; Suggestion to ‘Caravan woman’ that she sells at least one rental property.
Q&As: New Smart Investor online tool will give reader info on non-KiwiSaver investments; Past performance can be very misleading; Former rental property fan is now getting out; Couple should consider young children in their investment decision.
What worries you about KiwiSaver: Listeners’ questions. Topics covered include: Understanding the basics; Can the government be trusted?; Are fees ripping off children in KiwiSaver?; Do parents commit their kids to KiwiSaver?; Comparing KiwiSaver and non-KiwiSaver investments.
Q&As: Could the government be making money out of KiwiSaver?; Dad not an idiot for playing safe with kids’ inheritances; Steer clear of this type of KiwiSaver growth fund; Keep hoping for banks to operate 24/7.
Q&As: Locking in KiwiSaver savings might work well; An idea for KiwiSaver with Down Syndrome; Westpac’s computer too clever; KiwiSaver best place to save for grandson; Pensioner helps granddaughter in the here and now.
Q&As: How to save for the kids’ uni costs…; or a newly discovered 13-year-old child…; or the young grandchildren; Keeping the anti-dollar cost averaging police at bay.
Q&As: Small town a good deal for retired couple; Budgeting whizz kid loved story of woman buying a house on $30,000…; …but struggling mother didn’t; Can’t reinvest dividends? Send them to your KiwiSaver account; My recommended real estate commission structure outlined; Reader outdoes agents, selling on her own.