Q&As: The pros and cons of investing in several rental properties; An employer can contribute any amount above 3% of pay into a KiwiSaver account; Who owns the shares when you invest through a nominee, and does it matter?; Was I wrong last week about tax deductibility in a family loan?
Q&As: Are older people greedy? Is this question worth worrying about?; What does “return” mean in KiwiSaver; Is interest on family loans taxable?; Reality strikes after parents lend to student son.
Q&As: Early Brierley investment brings back memories of 1987; Reader and I disagree on share market performance — and who reads this column!; Family loan suggestion 1: put it in borrower’s will; Family loan suggestion 2: put it in lender’s will; Family loan suggestion 3: borrower should try elsewhere first; Why KiwiSaver Fund Finder idea wouldn’t work.
Q&As: Comparing KiwiSaver and similar non-KiwiSaver funds from the same provider; A reader offers some tough rules for family gifts or loans to students; Keep others in the know about family loans; Misunderstandings about children and KiwiSaver.
Q&As: Some rules for lending to family members; KiwiSaver provider not taking Warren Buffett’s advice about share trading; A reader wonders where her KiwiSaver contributions have gone.
Q&As: Should people be forced to put some of their KiwiSaver money into an annuity?; Highly leveraged property investing is risky; An investor in both puts some perspective on shares versus property; Meaningful Christmas gifts.
Q&As: Gear both or neither when comparing shares and property; Tip for bankrupt couple: low-paid retail work has its rewards; New KiwiSaver tool helps you work out your risk level; Retirement date not the key factor in choice of KiwiSaver fund.
Q&As: Is there life after bankruptcy?; Tax on KiwiSaver not as bad as portrayed; Pay highest interest mortgages and other loans first; One reader dislikes my comment on grammar, but three support it.
Q&As: Easier to borrow to invest in property than shares, but that’s not always a plus; Tax on international shares is different, but not necessarily worse; Anti-KiwiSaver reader gives me all the more reason to write about KiwiSaver.
Q&As: Two readers warn about trying to control children’s inheritances; Do adult children expect an inheritance these days?; A bit of confusion over KiwiSaver and tax; Two readers’ ideas on rethinking student loans.