Q&As: Banks give teenagers credit too easily; Credit union offers lower-interest deal to credit card borrowers; Retiree “invests in people”; 55-year-old spending while she’s able; Financial adviser struggles with how others do it.
Q&As: Couple’s rental property plans riskier than they might think; What happened at Milford, and how are KiwiSaver members placed?; Bank adviser may regret lack of interest in man in his 90s; Hard to be a young, independent adviser.
Q&As: How should high-saving couple allow for emergency money?; Will reader’s children squeak through and get KiwiSaver kick-start?…; …And will another reader’s partner?; Some bank depositors’ money at risk if bank gets into trouble; Shouldn’t borrowers be the ones who bail out a bank?
Q&As: How to persuade 20-somethings to stick with KiwiSaver; An offer too good to not miss; Get legal advice when lending to adult children; Can bankruptcy distribution be undone?; Last week’s picture was misleading.
Q&As: How some can get round the single KiwiSaver provider rule; Borrowing lots to buy rentals not the way out for reader’s parents; Should couple bring property money back from Australia or wait for a better exchange rate?; Another provider offers unhedged KiwiSaver growth fund; Lawyer not recommending against using a lawyer.
Q&As: ‘No’ on deductions but ‘yes’ on student loan for teen entrepreneur; Clarification on KiwiSaver fees for children; Doesn’t performance matter more than fees?; Give or lend to adult children when they need it, not when you die.
Q&As: Why are NZ banks following the lead of their Aussie parents?; Should reader spread money over several banks, just in case?; Two readers have no sympathy for younger daughter in recent Q&A, but…; Another reader’s idea is more harmonious; Auckland house prices too high? Try Taupo.
Q&As: How to let both daughters in on the deal; Did “holidaying” KiwiSaver miss out?; Could KiwiSaver money be grabbed because hubby’s running up debts?; Student loan repayments can continue into retirement; Some tips for last week’s separated woman.
Q&As: Do landlords take advantage of others less fortunate?; How KiwiSaver members are protected from losing their money; Inland Revenue got it wrong last week about interest deductions on family loans; Meaningful Christmas gifts.
Q&As: The pros and cons of investing in several rental properties; An employer can contribute any amount above 3% of pay into a KiwiSaver account; Who owns the shares when you invest through a nominee, and does it matter?; Was I wrong last week about tax deductibility in a family loan?