Q&As: Gear both or neither when comparing shares and property; Tip for bankrupt couple: low-paid retail work has its rewards; New KiwiSaver tool helps you work out your risk level; Retirement date not the key factor in choice of KiwiSaver fund.
Q&As: Is there life after bankruptcy?; Tax on KiwiSaver not as bad as portrayed; Pay highest interest mortgages and other loans first; One reader dislikes my comment on grammar, but three support it.
Q&As: Easier to borrow to invest in property than shares, but that’s not always a plus; Tax on international shares is different, but not necessarily worse; Anti-KiwiSaver reader gives me all the more reason to write about KiwiSaver.
Q&As: Two readers warn about trying to control children’s inheritances; Do adult children expect an inheritance these days?; A bit of confusion over KiwiSaver and tax; Two readers’ ideas on rethinking student loans.
Q&As: Beneficiary can do well with KiwiSaver — with help from a Buddy; Elderly couple shocked at how fast reverse mortgage is growing; Should reverse mortgage interest rates be lower?
Let’s educate our way out of 500%+ loans. When I first saw “Annual interest rate 547.50%” on a New Zealand website offering loans, I thought there’d been a mistake. But no. That’s the rate for a small, short-term cash loan from www.savemybacon.co.nz.
Q&As: Reader could do with a re-think; Economist calls for in-depth look at NZ Super; Easy way to make KiwiSaver contributions; Should we use KiwiSaver money to repay student loans?; How about starting to charge interest on student loans?; 3 readers remember what tertiary tuition fees were like in their day.
Q&As: Should reader buy a NZ house now — while still overseas — or later?; 3 readers’ varying views on student loans; 2 readers seem to be a bit muddled about the new KiwiSaver tax credit.
Q&As: Best ways to play the KiwiSaver game if you are an employee with a mortgage; 2 readers argue — convincingly — with my comments last week on student loan repayment; Why a reader changed her attitude to repaying her children’s student loans.
Q&As: Students get a good deal by world standards, and shouldn’t dodge student loan repayments; How come the bonds in a balanced KiwiSaver fund report losses?; Winning the tax game if you have a home and a rental property; Where to get free budget advice.