NZ Herald 31 March 2007
Q&As: Have you got what it takes to borrow to invest in a share fund?; How frequent traders in international shares will be taxed under the new rules; How Inland Revenue might catch property traders.
The Investor 6 March 2007
Digging your way out of the big hole. You’re never in debt so deep that you can’t get out again. At least one reader of this column will be reassured by this message from Raewyn Fox, chief exec of the Federation of Family Budgeting Services.
NZ Herald 3 March 2007
Q&As: Are home equity release (HER) schemes — which lend to retired people with homes but little income — a rip-off?; Sentinel defends its HER schemes, but they are still expensive compared with possible alternatives. Also: Seeking your questions about KiwiSaver.
The Investor 6 February 2007
Help for those in debt. Repaying high-interest debt is sometimes called the best investment. And there’s a way to do it that, I suspect, many people don’t know about.
NZ Herald 15 July 2006
Q&As: Lessons from the Bible: Is borrowing bad?; Is luck or attitude the secret to wealth?; Sharebrokers shouldn’t always be expected to give ongoing advice.
Holm Truths Autumn 2006
Stuff and happiness: Buying things you don’t really need. Also in this issue: From the Mailbox — Should a young man buy himself a house?
NZ Herald 4 February 2006
Q&As: Man who has made $3 million from shares; How much risk for a 53-year-old?; How good is advice from banks?
The Investor 15 November 2005
Borrowing is not all bad — it depends why we borrow. Reserve Bank Governor Alan Bollard has been telling us off because we keep raising our mortgage debt. But, from the individual’s point of view, how bad is that? It depends on why we borrow.
The Investor 1 November 2005
Borrowing tricky between family or friends. A quote recently caught my eye. “The easiest way to teach children the value of money is to borrow some from them,” it said. But that applies not only to children. Adults, it seems, take much more notice when someone has borrowed from them than when someone has lent to them.
Holm Truths Spring 2005
Kids, cash and cards: Help your children learn about money. Also in this issue: From the Mailbox — Saving for the children’s future.