Why sticking with NZ investments is foolish

  • Diversification — NZ is a tiny portion of world markets
  • How to invest offshore — in KiwiSaver and elsewhere
  • What about foreign exchange risk?
  • How much of your investments should be offshore?
  • Is investing offshore disloyal to NZ?
  • What is hedging, and is it good?

Mary Holm is a freelance journalist, a director of Financial Services Complaints Ltd (FSCL), a seminar presenter and a bestselling author on personal finance. From 2011 to 2019 she was a founding director of the Financial Markets Authority. Her opinions are personal, and do not reflect the position of any organisation in which she holds office. Mary’s advice is of a general nature, and she is not responsible for any loss that any reader may suffer from following it.