RNZ Radio 2 February 2017
Is it wise to borrow to make a property or share investment?: What is leverage — a.k.a. gearing — and how does it work?; Pros and cons of using it; Why it’s wise to pay down your mortgage.
Is it wise to borrow to make a property or share investment?: What is leverage — a.k.a. gearing — and how does it work?; Pros and cons of using it; Why it’s wise to pay down your mortgage.
KiwiSaver: Why some people aren’t in it (Part 3), and listeners’ questions about the scheme: Final reasons for not taking part in KiwiSaver; Conclusion — what are valid reasons?; Best way to contribute to KiwiSaver; Suggested changes to contributions holidays; Other listener questions about KiwiSaver.
Why some people are still not in KiwiSaver, or are on a contributions holiday — Part 2: A couple of pretty good reasons; Reasons that have some merit; Other.
One person’s take on the Fraud Film Festival; New Zealanders’ susceptibility to fraud; Tips on staying out of trouble online; How the experts try to tell if people are lying; Does upbringing lead to fraud?; How much integrity have we all got?
Why some people are still not in KiwiSaver, or are on a contributions holiday. Part 1: Basically why you should be in; Should US election results affect KiwiSaver? Common reasons for not joining: Worries and fears; Bad experience with managed funds; Lack of trust of government; Fears about economy; Ethical reasons
Eating your house: Ways to make use of the value of your house in retirement — Comfort for struggling younger savers?; Sell and buy smaller, but…; Various ways to share your home with others; Getting a break on rates; Reverse mortgages a.k.a. home equity release — a good idea?; FOLLOW-UP from last week to listener’s question on how to buy shares.
Listeners’ questions, comments and quibbles on the last discussion — on index funds and exchange traded funds: How to begin at share investing; Some critical views about shares, index funds and corporations; Why fewer than half active funds can beat index funds; Medians and averages — the difference, and when it matters.
My favourite type of share investment — Index funds and exchange traded funds (ETFs): Don’t bother to try to beat the market; A good company is not necessarily a good buy; Lusha the chimp; What are index funds and ETFs, and how to get into them; The Buffett bet; 2 misunderstandings.
Why I’m sticking with shares for the long term — despite recent research: Provocative email from a listener; Research suggests cash deposits beat shares; Quibbles and serious concerns about the research; Best ways to invest in shares; Why I think shares will always win in the long term.
How emotional thinking can get in the way of good investing. Understanding common reactions can help you guard against bad decisions. Reactions include: Responding to how things are presented; Sticking with the status quo; Responding to how things are named; Following the crowd; Emotional attachment; Being overwhelmed with information; Fear of regret; Not considering the whole portfolio.