RNZ Radio 30 May 2019
Understanding risk and return: A survey suggests New Zealanders don’t get it; What investments give the highest returns?; What do we mean by risk?; Who should take investment risk?
RNZ Radio 16 May 2019
Getting out of investments. The importance of being able to get out of investments: Which investments are easy to cash up, and which are not; The costs of selling. The importance of not being forced to sell: Do a worst case scenario; The risks of borrowing to invest.
RNZ Radio 2 May 2019
Insights from conference on retirement income. Conference run by Retirement Policy and Research Centre at University of Auckland, 26 April 2019. Speakers included Minister of Consumer Affairs Kris Faafoi. Broad aim: Smoothing lifetime consumption. What does that mean?; NZ Super: How poor are 65+ people? Can we afford Super in future?; Health in old age: Not all worrying; Decumulation (spending retirement savings): Help from government needed. Home ownership issues; NZ on world stage: What we do well.
RNZ Radio 18 April 2019
What are shares exactly? Listeners’ questions. Are they an ethical investment?; How to pick shares; What not to do — insider trading.
RNZ Radio 4 April 2019
Changes to KiwiSaver — more contribution choices, 65-plusers welcomed, action needed! April 1 changes: new contribution rates, shorter contributions holidays, new names; July 1 changes: over 65s can join, 5-year lock-in ends; Action now!: 60–64-year-olds should join fast, everyone should get $1042 into their account; Should you contribute more to KiwiSaver?
RNZ Radio 21 March 2019
Rainy Day Money: Why is it so important?; How much do you need?; How might you access the money — including through your mortgage; Where should you keep the money — if you haven’t got a mortgage.
RNZ Radio 7 March 2019
When Couples Differ Over Money: A very important issue; Different attitudes to money; Coming into a relationship with different amounts of money.
RNZ Radio 21 February 2019
How the New ‘Smart Investor’ Tool Can Help You. What is Smart Investor? Listeners’ letters and how the tool might help them: Investing beyond term deposits; Mortgage or KiwiSaver? And saving outside KiwiSaver; Diversifying beyond KiwiSaver.
RNZ Radio 7 February 2019
Playing with numbers. 1. Dollar cost averaging: How it gives you bargains; Does it work if you have a lump sum? 2. Rule of 72: How long for an investment to double?; If investment has doubled, what was your return? 3. 40 years in KiwiSaver: 3 times as much in high-risk fund; 1.5 times as much with lowest fees.
RNZ Radio 24 January 2019
An important message for everyone in KiwiSaver. Mary answers listeners’ questions on: Whether to switch funds when your balance falls; Whether to move KiwiSaver money to term deposits in retirement; How the self-employed can make the most of KiwiSaver; How to tell if your fund is low or high-risk.