Q&As: Earthquake victim faces an old question: whether to invest spare money or repay a loan; Reader escapes “an endless loop” of credit card payments after using an internet Q&A service; A “me too” letter raises questions about a bank’s policy on fees.
Q&As: Bank’s handling of a fee inquiry leads customer to switch banks; One good proverb deserves another; Should Gareth Morgan Investments be under more scrutiny? Plus: Meaningful Christmas gifts.
Q&As: What the Savings Working Group is up to, and why; Have banks been given a fair go in this column?; Is $8 worth worrying about?
Q&As: Have I been too easy on the banks, or is a reader being too tough?; Why does it take so long to clear a cheque in this computer age?; Inland Revenue acknowledges delays in processing student loan bonus payments.
Q&As: Online banking timing — which banks do what?; Bank safe deposit boxes becoming a rarity; Why the price of gold is more likely to be heading down than up.
Q&As: How to weigh up contributing to KiwiSaver versus repaying your student loan, now that there’s a repayment bonus; Gold investors should take care about who is storing their bullion; How long should it take to process a KiwiSaver application?
Q&As: What happens to your money when it seems to disappear for a few days in the bank?; Flexibility an issue when deciding how to go about repaying a mortgage quickly; Would gains on the sale of gold or silver be taxable?; The pros and cons of holding on to gold coin gifts.
Q&As: With extra to pay off a mortgage, should you add to principal repayments or shorten the term of the loan?; Graph of gold price history tells some interesting stories; Transferring money from UK to New Zealand to take advantage of higher interest rates here could be risky; Under what circumstances can Inland Revenue take money out of your KiwiSaver account?
Q&As: Reader with money in UK asks what will happen to the UK:NZ exchange rate; 4 Q&As on whether it’s a good idea to invest in gold and silver.
Q&As: Can a reader foresee gold and silver prices, and foreign exchange rates? Time will tell; Eggs in baskets matter as much now as ever — plus the difference between active and passive fund management; Can you invest with more than one KiwiSaver provider?; KiwiSaver for New Zealand resident with overseas employer — plus how to choose a provider.