NZ Herald 25 April 2009
Q&As: It’s top-up time for many people in KiwiSaver; More ideas for couple having trouble affording their first home; 3 Q&As on the government’s new student loan repayment bonus.
Q&As: It’s top-up time for many people in KiwiSaver; More ideas for couple having trouble affording their first home; 3 Q&As on the government’s new student loan repayment bonus.
Q&As: The pluses and minuses of the government’s new student loan repayment bonus; 2 Q&As on the woes — and possibilities — for first home buyers.
Q&As: Tips on how to ease back into investing in share funds; Have I been too upbeat about the outlook for shares?; If the Dow Jones index is so bad, how come so many in the news media highlight it?; Auckland couple on $60,000 could buy a home if they really want to.
Q&As: First home buyers should be prepared to buy a “dump”; 2 Q&As on KiwiSaver help for first home buyers — including new information for non-employees and people going overseas. Plus: KiwiSaver book giveaway — be in to win!
Q&As: History tells us to hang in there with shares; NZ Super rise on its way.
Q&As: Tips for retired couple whose interest income has halved; Savings accounts may pay more interest than term deposits — but take care; Tax on foreign shares seems tough in current environment.
Q&As: Changes to the KiwiSaver first home subsidy rules; Subsidy could suit couple well; Where to invest if you plan to go for first home subsidy.
Q&As: Don’t try to time markets. Stick with your regular retirement savings, although you may want to modify where you save; Teen’s worries are unfounded about how Dad’s income would affect KiwiSaver first home subsidy — but other subsidy issues still undecided; Tax-wise, it’s better to borrow for taxable activities than to buy a family home. Plus: Clarification on the taxation of interest on loans between family members.
Q&As: Couple approaching retirement should spend most of their savings on paying off their mortgage; Yes, you can get KiwiSaver tax credits as well as NZ Super; Reader who distrust government confuses KiwiSaver with NZ Super Fund; Was this column wrong last week about withholding tax on interest paid on a loan within a family?
Q&As: Terminally ill reader should get his money out of KiwiSaver and eat, drink and be merry; Reader on invalids benefit can benefit from joining KiwiSaver — and an obliging friend could make it work better for both of them; Many employee KiwiSavers will be better off reducing their contributions to 2 per cent after April 1 — but not all; Lending within the family can get complicated when it comes to withholding tax on interest.