Q&As: Steps a middle-income family can take towards buying their own home; Scams not always easy to spot; The presence of family trusts could prevent governments from means testing NZ Super; Has the worst already happened for kids in KiwiSaver?
Q&As: Several signs that company offering racing tips is not the path to riches; Managers of Westpac’s poorly performing KiwiSaver cash fund ask investors to be patient; Happy investor says “KiwiSaver rocks” — even though he’s too pessimistic over the future of NZ Super.
Q&As: KiwiSaver still great for children, even though the fee subsidy is gone; Now might be an okay time to get into a rental property — for family in the right circumstances; Should young retiree switch some savings into a share fund?; Two Q&As offer advice — on school fees and insurance — to woman with dying husband.
Q&As: Mother seeks advice on financial steps to take after husband is diagnosed with terminal illness; Investor in KiwiSaver cash fund hasn’t done as badly as he thinks; Happy landlord reaps rewards from treating tenants well; Advice from this column about loans within families has saved time for a reader time — and money for her parents.
Q&As: Many reasons why repaying home mortgage is better than investing in a rental property; Couple who haven’t heard from their KiwiSaver providers need to take initiative; Accountant passes on his tricks about how to keep track of KiwiSaver contributions.
Q&As: No use crying over split milk: Investor can still make use of 10-year rule; Not all landlords have a dream run with their tenants; How KiwiSaver returns are boosted; Do KiwiSaver contributions need inflation-proofing, and if so, how?
Q&As: Another — much happier — take on being a landlord, compared with last week; 2 Q&As on how KiwiSaver works for a 64-year-old and a young man turning 18; KiwiSaver member who is trying to time markets should give up on attempting the impossible.
Q&As: Are rental properties the low-risk way to invest?; How to find out which financial institutions are covered by the government’s deposit guarantee scheme; Getting rid of KiwiSaver mortgage diversion was a mercy killing.
Q&As: “Gambler” with foreign currency movements had better get out of the casino before he loses more than his shirt; 2 readers object to what I said last week about managed funds — but are their comments fair?; The fun continues over classic cars and whether they make good investments.
Q&As: Don’t let international survey put you off investing in managed funds; Reader challenges comments about classic cars.