Q&As: Reader who has previously owned a home but may still be able to receive KiwiSaver first home assistance; Couple in similar situation may also get the assistance, even if they have too much in savings; More options for investing in emerging markets; Last week’s reader is making progress in getting KiwiSaver contributions that her employer didn’t send to Inland Revenue.
Q&As: What happens when your employer doesn’t forward your KiwiSaver deductions to Inland Revenue; Do I still recommend share investments after the Feltex case?; I shouldn’t have said “nobody foresaw the downturn” in the last column; Queensland might be good to retire to, but is it a good place to invest?; A brickbat about BRIC funds.
Q&As: Does it make sense to try to pick where Baby Boomers will retire and buy property there?; How KiwiSaver works if you move from employment to self-employment; Should couple use lump sum to repay a commercial mortgage or for other investment — and how KiwiSaver affects this?; Some alternatives for investing in emerging markets.
Q&As: Two readers are unhappy with ASB’s closing of some of its investment funds — with some justification, but only “some”; Another reader gives up on reading this column, claiming I am “inside the tent” with the financial industry.
Q&As: One reader is angry that ASB is closing the trusts he’s invested in, while…; Another reader sees it as a great opportunity to try a new investment strategy with term deposits; I might be a duck or a weasel, but I’m not a financial adviser.
Q&As: KiwiSaver works well for beneficiaries — and there may be a bonus for those who are unwell; Am I a financial adviser? And why it matters to you.
Q&As: Other ways in which gold is risky; The difference between term deposits and bonds; Why is ING’s default KiwiSaver scheme cheaper than the very similar ANZ and National Bank schemes?; Readers offer some udder ideas on what to call Mum and Dad investors.
Q&As: A reader goes on a merry-go-round trying to get information on PIR tax rates for couples; I stick to my ground on gold’s unsuitability as a large investment for most people — despite two readers’ arguments; A good reason not to dig up gold on the conservation estate; More on alternatives to “Mum and Dad investors”, and a call for more creativity.
Q&As: Reader’s golden suggestion for investing proceeds of a house sale is worrying; 3 Q&As about KiwiSaver details — for people in other super schemes, children, and newly signed up KiwiSavers; More ideas on alternatives to “Mum and Dad” investors, including from a top government official.
Q&As: Reader better off holding on to Auckland house while moving elsewhere to care for mother; How to maximise the KiwiSaver tax credit — before June 30; Should non-employee KiwiSaver contribute more than $1043 a year, or put further savings elsewhere?; Four readers offer alternatives to “Mum and Dad investors”, but none of their ideas is great; This column pleads “Not guilty” of sexism.