Response to a listener’s challenge on index and active share funds: One of his examples argues against him; The other is a questionable choice; The issue of US vs NZ data; Long terms prove nothing; Why fees matter; Another reader asks what if everyone did index investing.
Q&As: Should family rent out their home and rent elsewhere, or simply move?; KiwiSaver contribution rates flexible; Should KiwiSaver get favourable tax treatment?…; …And could that lead to higher KiwiSaver fees?
Q&As: Reader’s letter leads to change in ANZ KiwiSaver statements; 87-year-old’s enlightened attitude to family finances decades ago; Could Labour’s capital gains tax apply to KiwiSaver?; Couple nearing retirement should consider their investment risk.
What to tackle first: Debt or KiwiSaver? Part Two: Priorities if you don’t own a home; Priorities if you own a home with a mortgage; Priorities if you own a mortgage-free home; Who’s right about KiwiSaver fees — ANZ or AUT?; Some good ANZ recommendations on KiwiSaver.
Q&As: Taking socially responsible investing a step further — investing in ‘good’ companies; Tax-favoured shares not necessarily a wise investment; Lots of fee payments early on worry new KiwiSaver; NZ has low-tax high-dividend share funds.
Q&As: Share investor has excelled — but don’t count on it continuing; A good company is not necessarily a good investment; Couple can’t leave intact KiwiSaver accounts to their daughters; Another way to invest emergency money.
What to tackle first: Credit card debt, mortgage or contributing to KiwiSaver? Part One: First get rid of credit card debt; Paying down mortgage is also great; Why contributing to KiwiSaver is so good; Best way to save for first home — and for some previous home owners.
Q&As: Warning to people on OE who are claiming KiwiSaver tax credit; People overseas can still contribute to KiwiSaver; Emergency money and paying off mortgage top priorities for reader; Sign up disabled son for KiwiSaver?; My KiwiSaver tax comment not strictly correct.
Q&As: 47-year-old in strong position on house market sidelines; Tips from an expert on getting the best type of mortgage; Questions about KiwiSaver not dumb; Money Week coming up.
Picking a KiwiSaver or other share fund? Ignore recent winners: Research in Economist magazine; KiwiSaver results; Why winners don’t stay winners; How to choose a share fund.