NZ Herald 21 February 2015
Q&As: Do bank bonds beat term deposits for savings for a house?; Does separated woman taking a risk remaining in the family home?; 3 Q&As about a father’s loan to a daughter and sibling rivalry.
Q&As: Do bank bonds beat term deposits for savings for a house?; Does separated woman taking a risk remaining in the family home?; 3 Q&As about a father’s loan to a daughter and sibling rivalry.
Q&As: Can 57-year-old separated woman on low income get a mortgage?; Should move from term deposits to balanced fund be done all at once?; Ditto for move to higher-risk KiwiSaver fund; How to get independent advice — on paying down the mortgage.
Q&As: Term deposit interest not so bad for people in retirement; How much in savings to get income equal to NZ Super?; Reader challenges my comment about landlords’ tax.
Q&As: How Labour’s proposed capital gains tax would work; Complications on withdrawing KiwiSaver money in retirement; Reader’s choice years ago affects his pension; Second thoughts on Canadian pensions and NZ Super; Why campaign calls for different tax on KiwiSaver and term deposits.
Q&As: Ask your bank for a higher term deposit rate; How reader got around Genesis Energy share scaling; Genesis share profits likely to be taxed; Donate tiny share parcels to charity; 2 Q&As on advice for woman wondering whether to renovate or sell.
Q&As: Do the banks tend to raise term deposit rates as much as mortgage rates?; Some worries about compulsory KiwiSaver; Did ‘Mum and Dad’ investors get a raw deal on Genesis Energy shares?; An alternative to painting the house — for last week’s correspondent.
Q&As: Think before investing in a rental with a relative, especially in your 60s; A challenge to the banks about term deposit comparisons; Is share brokerage deductible? Be careful what you wish for!; Couple do really well in KiwiSaver, although it’s partly good luck.
Q&As: Laddering helps with term deposits, and we’ll have to learn to live with rule changes; High-quality bonds an alternative to term deposits; Can an employee join KiwiSaver without employer involvement?
Q&As: More can be in KiwiSaver than commonly thought; Banks no help when comparing deposit rates; Are New Zealanders out of step about the security of home ownership?; Don’t rush to move house when the kids leave home; Are KiwiSaver fees tax deductable?
Q&As: How to reduce the cost of medical insurance — and other insurance; Do tax and morality mix?; Poor communications a good reason to skip a KiwiSaver provider.