Q&As: Single mother should stick with term deposits — but ladder them; 4 Q&As on whether mortgage interest should be deductible by landlords and homeowners; More people live in average rental property than in owner-occupied home; Taxpayers shouldn’t have to pay to get their tax return prepared; Reminder about getting maximum KiwiSaver tax credit.
Q&As: How to tell term deposit institutions apart; Frugal superannuitants seem hurt by last week’s column; Real estate agent defends colleagues, and shares a couple of secrets; Dividend reinvestment plans work well for many shareholders; 2 Q&As on who is a professional.
Q&As: It’s not crazy to buy when the share market falls; Recent volatility helps KiwiSaver members decide about their fund; KiwiSaver or term deposits for a retiree?; Withdrawals from all managed funds are tax-free; What happens to KiwiSaver tax credit in the year you turn 65?; Is internet banking safe?
How to invest $10,000: Inheritance? A win? Goal achieved? Celebrate!; Repay high-interest debt; Emergency fund; Repay mortgage; Investment — how long? risk tolerance? In KiwiSaver?; Short-term; Long-term scared; Long-term brave.
Q&As: Why term deposit returns now beat old returns above 10%; Is it OK if an employer makes employees pay their own KiwiSaver employer contributions?; Is it better to pay down the mortgage fast or be in KiwiSaver?; Might a fees-only financial adviser still accept commissions?
Q&As: Best long-term investment for entrepreneurial teen; Reader aghast that beneficiary can keep savings; Pictured foot is impressive; Grateful reader’s pension rises after reading column. Plus: Free online booklet about investment risks.
Q&As: The struggle of some beneficiaries; If you don’t like bank’s interest payment policy, shop around; Should couple put all their cash in house deposit, or invest in shares too?
Q&As: How much emergency money, and where should it be invested?; When it’s a good idea to keep your bank at arm’s length; Should young couple buy a home now, or wait and hope on prices and exchange rates?; Best way to compare KiwiSaver funds.
Q&As: Perhaps we should celebrate a young man’s spending splurge; Don’t get rid of student loan, pay down mortgage; Dodgy share advice given to elderly couple; Think of NZ Super as insurance; Pension info there, but reader may have been distracted.
Q&As: Retiree still wants to have fun in the markets; Whose tax rate should be used on a joint bank account?; Daughter should bring back house money from the UK gradually; Which banks now require notice for term deposit early withdrawals?; Should families get money if a person dies before getting any NZ Super?