Q&As:
– You don’t have to own your home to do well
– Sharesies and Hatch answer questions about high school share clubs
– No, long-term Bonus Bond holders shouldn’t get more
– Remnants of Bonus Bond scheme go to charity or Treasury
– Another concern about investing in gold
– Last week’s column quitter changes his mind
Q&As:
– Should you lie on your NZ Super application?
– Why Super rules make sense
– Donor could start a scholarship, or a grant
– Give while you live — and get a tax credit
– Most are happy with reverse mortgages
– Idea for couple: move into the bach
– Muddling up energy companies
Q&As:
– Covid-hit couple struggle to get a loan …
– … while another family finds solutions
– Short-term share performance is irrelevant
– Get used to volatility or move out and stay out
– 45 financial rules
Q&As:
– With mortgage gone, should couple take on a rental property?
– Reader’s plan to get tax deduction might work — but might not
– NZ Super “beneficiaries” not penalised by earning high incomes
– Working for Families could help in last week’s example
– Reader wants her cat charity on the list
Plus:
– Happy holidays!
Q&As:
– 20-year-old could perhaps try borrowing to invest in shares
– Reader misunderstands 10-year share rule
– KiwiSaver fund a good idea for great grandson
– How KiwiSaver is taxed, and what happens the year you turn 65
– “But the cheap wine tastes better!”
– Take care with employee share ownership schemes
Q&As:
– Reader wants to invest specifically in oil and gas industry
– Crash prediction didn’t happen
– 2 letters on investing in shares only if you have a 10-year horizon
– Longer vs shorter mortgage, and paying down mortgage vs investing
– KiwiSaver government contribution as you turn 65
– Are KiwiSaver fees tax deductible? And what are all those fees?
Q&As:
– Suggestions on how a reader can “make her life better”
– When a term deposit paid 25 per cent!
– 2 Q&As on how to find a possible lost overseas bank account
– Could last week’s house seller’s gains be taxed in New Zealand?..
– … and overseas?
Q&As:
– Employers should contribute to KiwiSaver even when employees don’t
– Another way to negotiate fees with real estate agent
– Selling houses decades ago
– Eye-opening way they sell houses in California
– Don’t pay agents until deal is sealed
– Tax makes term deposits even worse in inflationary times
Q&As:
– Disliking government spending no excuse for tax dodging
– Is it wise to boost your mortgage to invest in KiwiSaver?
– Should KiwiSaver providers who get performance fees pay if they perform badly?
– NZ tops four house price measures
– When switching insurance company check on service as well as price
– Givealittle not a good substitute for house insurance
Plus:
– Don’t miss out on KiwiSaver money
Q&As:
– Don’t drop your house insurance!
– Reader has a go at tax avoiders and evaders
– Terminally ill mother of teens worries about their inheritance
– KiwiSaver performance fees now have to be justified